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1(866)470-0133 | ​ Adjust light fluency and privacy balance. Redefine home aesthetics with cutting-edge technology and enhace your energy efficiency with our plantation shutters. Plantation Shutters Now Selling! Contact Us Now and Get a Free Quote on Plantation Avondale Shutters Plantation Shutters Fade light with ease and maintain a natural light environment. Plantation Shutters Fade light with ease and maintain a natural light environment. 1/1 Contact Us! Why to upgrade? Elevate Your Space: Step into a world of timeless elegance with our decorative plantation shutters, a sophisticated upgrade from traditional window coverings. Crafted to perfection, these shutters provide an elegant balance of style and functionality, making a lasting impression in any room. Classic Meets Contemporary: Embrace the clean, crisp lines of plantation shutters that seamlessly blend with any decor. Whether your home exudes modern minimalism or classic charm, these shutters complement every aesthetic, adding a touch of refined luxury to your windows. Controlled Light and Privacy: Experience the right balance of natural light and privacy with our adjustable plantation shutters. Unlike heavy drapes or clunky blinds, plantation shutters allow you to effortlessly filter sunlight, creating a cozy, warm ambiance while maintaining complete control over your privacy. Durability Meets Beauty: Our plantation shutters are built to last. They resist fading, warping, and cracking, ensuring that your investment continues to enhance your home for years to come. Their sturdy construction also provides added insulation, helping you save on energy costs when fully closed. Effortless Operation: Enjoy the ease of use with our precision-engineered plantation shutters. With a simple tilt, you can adjust the shutters to let in just the right amount of light, while the smooth operation ensures a hassle-free experience every time.

1(866)470-0133 | This Privacy Policy describes how we collect, use, and protect your information when you use our website: www.hpssouthfl.com, or interact with us through our services. | Hurricane Protection Solutions & Blinds LLC Effective Date: 04/16/2025 Please read these terms in full and feel free to contact us if you have any questions or need clarification. If you do not agree with any part of these terms, that's completely fine — you're welcome to leave the site at any time. Privacy Policy Statement Hurricane Protection Solutions and Blinds ("we", "our", or "us") respects your privacy. This Privacy Policy describes how we collect, use, and protect your information when you use our website: www.hpssouthfl.com , or interact with us through our services. By using our website, you agree to the terms outlined in this policy. Information We Collect We collect the following types of information: a. Information You Provide Voluntarily: Full name. Phone numbers. Email addresses. Property address. All project details and documents (e.g. product type, measurements, service interest) You provide this information when you contact us through forms, request quotes, communicate directly, and interchange documentation strictly related to the project. b. Automatically Collected Information: We may collect limited technical information when you visit the website, including: IP address. Browser type. Pages visited. Referral source (how you found our site). This data helps us improve the website and is not used to identify you personally. Wix-site policies apply. c. Information collected from Third Parties: We may also receive personal information about you from third-party platforms, including but not limited to: Lead generation services (e.g., Angi Leads, Yelp) Website hosting and form tools (e.g., Wix) Scheduling, quoting, and invoicing platforms (e.g., HouseCall Pro) Social media platforms (e.g., Facebook, Instagram) This information may include your name, phone number, email, address, service request details, or general interest in our offerings. We use this data to contact you, provide estimates, or respond to inquiries. All such data is handled with the same care and privacy standards described in this policy. How We Use Your Information We use the information to: Respond to inquiries and provide quotes. Schedule consultations, installations, and inspections. Process payments and financing. Complete HOA and building permitting paperwork. Improve our services and website functionality. Communicate with you during and after your project. Being able to verify your identity. Sharing Your Information We do not sell or rent your personal information. We may share it with: Installation contractors. Permit authorities and HOA associations. Payment and financing platforms (e.g., HouseCall Pro, GreenSky). Software providers we use to manage projects. All third parties are required to keep your information secure and confidential by agreement. Your Rights You may: Request a copy of your personal information. Ask us to correct or delete your information. Opt out of promotional emails at any time. Send feedback and suggestions. To make a request, please contact us at info@hpssouthfl.com . Please note: We may need to retain certain information related to completed services and to complete services for our records-keeping purposes, including government permitting, financing applications, and warranty support. For more details, please refer to our Services Terms & Conditions . Data Security We take your privacy seriously and use secure systems and practices to help protect your personal information. While no online transmission can be guaranteed 100% secure, we are committed to keeping your data safe and handling it with care. External Links Our website may link to external sites. We are not responsible for the privacy practices of those websites. Updates to This Policy We may update this policy as needed. Changes will be posted on this page with the updated effective date.

1(866)470-0133 | ​ Say good bye to glare. Adjust light fluency and privacy balance. Choose manual for tactile control or motorized for ultimate convenience. Redefine home aesthetics with cutting-edge technology and enhace your energy efficiency with our blackout roller shades. Blackout Roller Shades Blackout Roller Shades Blackout is a heavily thin layer of fabric located behind the main fabric design. It stops incoming natural light from piercing the fabric, considerably reducing the overall incoming light. Blackout roller shades are ideal for rooms, increasing privacy, and natural light level adjustment. Side channels are ideal for bedrooms and closed halls to reduce a little more the incoming light. Side channels are not recommended for common areas due to other common light sources. Blackout Roller Shades Outside mounting. Common areas. Keep your design simple and have a better control over incoming natural light. Blackout Roller Shades Effortlessly manage your entire shading system with precision and ease with a single controller. Experience the customizable comfort with automatic daytime adjustment capabilities. Our motorized roller shades seamlessly adapt to natural light throughout the day, providing optimal brightness and privacy at all times. Say goodbye to corded adjustments and welcome a smarter, more intuitive shading solution, that enhances your living space with unparalleled convenience and style. Blackout Roller Shades Blackout is a heavily thin layer of fabric located behind the main fabric design. It stops incoming natural light from piercing the fabric, considerably reducing the overall incoming light. Blackout roller shades are ideal for rooms, increasing privacy, and natural light level adjustment. Side channels are ideal for bedrooms and closed halls to reduce a little more the incoming light. Side channels are not recommended for common areas due to other common light sources. 1/4 Contact Us! Say goodbye to traditional blinds and step into the modern sophistication of our blackout roller shades. Upgrade your living spaces with a contemporary touch that seamlessly combines elegance and advanced light control. Our blackout roller shades boast a unique design, allowing you to enhance your environment by significantly reducing incoming light. Opt for the manual option for tactile control, or indulge in the ultimate convenience of motorized blackout roller shades, where innovation meets ease with the touch of a button. With just a remote, experience a new era of window coverings that redefine your home aesthetic with enhanced light reduction. Make the switch today and transform your surroundings with the perfect blend of timeless charm and cutting-edge light control technology offered by our Blackout Roller Shades. Why to upgrade? Revolutionizing Darkness: Say goodbye to traditional blinds and embrace a groundbreaking era of window coverings with our blackout roller shades. Unlike conventional blinds, our blackout roller shades offer an innovative design that masterfully combines style and the power to control light. Light Filtering: Immerse yourself in the unparalleled capability of our blackout roller shades to reduce light at its maximum. The opaque fabric and blackout back layer insulation blocks light to pierce the shade, and minimizes incoming light, a feat unattainable by traditional blinds, allowing you to create the perfect environment for restful sleep or cinematic experiences, say goodbye to reflections. Effortless Light Adjustment: Wave goodbye to the complexities of flipping and cleaning individual slats. With our blackout roller shades, a simple manual pull or the touch of a button for motorized options grants you swift and precise control over the level of darkness, providing unparalleled convenience. Contemporary Elegance: Elevate your living spaces with the contemporary elegance of blackout roller shades. The sleek design not only offers exceptional light control but also introduces a touch of modernization to your windows—a departure from the traditional blind aesthetic. Smart Light Management: Embrace the era of smart living with our motorized blackout roller shades. Experience the inexpensive luxury of effortlessly managing light with seamless integration into your home with a wall multichannel controller, harmonizing form and function for a living space that epitomizes modern lifestyle. Start Today: Make the seamless transition from traditional blinds to our blackout roller shades and redefine the way you experience darkness and style. Say goodbye to compromises and effortlessly transform your living spaces with the perfect blend of cutting-edge design and functional simplicity.

1(866)470-0133 | Find relevant sources and our main information. Useful Sources Relevant Sources & Tools Installations are Postponed and Rescheduled Under Inclement Weather and Alerts "The official hurricane season for the Atlantic Basin is from June 1st to November 30th...". Cyclone activity can still occur out peak months. https://www.nhc.noaa.gov/climo/ Useful Sources BUS-1114157 Business Registration Licenced & Insured General Contractor Certified Notary Certified Partners Florida Building Code NOA - HVHZ GreenSky® Program County by Zip-Code My Appriser Summary Find Jurisdiction National Hurricane Center National Weather System Business License : BUS-1114157 Insurance Information: Spinnaker Insurance Company 1-888-221-7742 Licensed Producer: Edda Lee Montes Good Faith Insurance Services Program Administrator: Coterie Insurance Agency, LLC We are prepared to conduct your project for both residential and commercial . Our hurricane protection products are approved under the Florida Building Code (FBC). All products are labeled , and available for installation throughout all of Florida, and all installations are performed under DBPR, FBC Regulations, HVHZ and non HVHZ. Brands and Partners . We provide all the necessary documentation for installation as needed and requested for any permitting requirements. Our associates, as general contractors, notaries, and installers , are independent and screened, and selected depending on area and project requirements, whom we have worked with for years. Simultaneously, all our associated members must follow the Florida law at the moment of issuing any projects and procedures, as well as having all needed documents up to date while participating in any project issued by Hurricane Protection Solutions & Blinds, LLC (sunbiz.org ) . Can an HOA interfere with what I do inside my home—such as interior window decorations? In most cases, no—your HOA cannot control what you do inside your home. Interior modifications, like installing blinds, roller shades, or plantation shutters, are generally not subject to HOA approval because they do not alter the external appearance of the property. ✅ However, there are a few exceptions to be aware of: Visible from the outside: If your interior window coverings are visible from the street or common areas (especially if they face the front of the property), some HOAs may have guidelines about colors or uniform appearance (e.g., requiring white or neutral backing). Condominiums or Townhomes: In multi-unit buildings, stricter rules may apply—even for interiors—especially if modifications affect shared walls, electrical systems, or plumbing. 🛠 Example: You can install zebra shades, blackout shades, or plantation shutters without asking for permission. But your HOA might object if the backside of your window shades is hot pink and highly visible from the street. 🔎 What You Should Do: Check your HOA’s bylaws or architectural guidelines for any mention of window coverings. If the HOA requires uniformity in front-facing windows, you can usually comply by selecting a product with a neutral exterior-facing lining—which we offer as part of our custom options. 🔗 For legal protection of interior decisions: Florida Statute §720.304(1) affirms homeowners' rights to peaceful enjoyment of their property. https://www.flsenate.gov/Laws/Statutes/2024/720.304 What are Zebra Shades (Dual Shades), and why are they popular? Zebra Shades combine the functionality of blinds and the elegance of fabric shades. They alternate between sheer and opaque fabric layers, allowing you to adjust light and privacy with precision. They’re a top choice for: Living rooms Kitchens Offices Master Room (99% Blackout Fabric) Modern interiors seeking a clean, layered look Customers looking for a window treatment with added resale value What’s the difference between Roller Shades and Blackout Shades? Roller Shades offer a clean, minimal design that filters natural light while reducing glare and UV exposure. Ideal for living areas and offices. Blackout Shades block all incoming light from trespassing the fabric only with a white backed protective layer—perfect for bedrooms, media rooms, or any space where full privacy and darkness are needed. Both options are available in a variety of colors and textures to complement your décor. Are your products covered by warranty? Yes. All our interior window treatments come with a manufacturer warranty and labor guarantee for your peace of mind. Details vary by product, and we’ll walk you through all warranty terms at the time of purchase. What types of interior window treatments do you offer? We proudly offer a full range of stylish, modern, and functional interior window treatments, including: Roller Shades Blackout Shades Zebra Shades (Dual Shades) Room Blackout Roman Shades Sliding Panels Cellular Shades Blinds (Horizontals & Verticals) Plantation Shutters Each product is custom-made to fit your windows and designed to enhance privacy, light control, and the overall aesthetic of your home or office, all shades offer motorized or manual options. 🔗 Learn more: https://www.hpssouthfl.com/window-decor Are your shades motorized or manual? We offer both options: Manual Operation – simple and cost-effective for smaller windows or guest rooms Motorized Shades – ideal for hard-to-reach windows, smart home integration, or added convenience Motorized options can be controlled by remote, wall switch, or app depending on your preference. What is a Room Blackout System? A Room Blackout System is a specialized setup designed to block nearly 100% of sunlight from entering a room—ideal for bedrooms, media rooms, or any space where complete darkness is desired. ✅ How does it work? Our blackout system combines: Motorized or smart roller shades for smooth, remote or app-controlled operation Side channels to seal light gaps along the edges of the window Top valance covers to block light from above the shade Bottom seals or caulking to prevent light leakage at the sill This configuration achieves up to 99% room darkening, even during peak daylight hours. 💡 Perfect for shift workers, home theaters, nurseries, or anyone sensitive to light. Would you like to add this as part of your free in-home consultation? Let us know! How long does installation take? Orders take within 1 to 3 weeks to be ready for installation, depending on product type and customization for shades and blinds, and within 4 to 8 weeks for plantation shutters. We’ll confirm timelines during your consultation and keep you updated every step of the way. Each unit, depending on complexity, takes from 10 min to 40 min on shades and blinds, and from 30 min to 90 min by plantation units. Do these products help with energy efficiency? Absolutely. Our window treatments are designed not only for privacy and style, but also to: Reduce heat gain/loss depending on the season Protect your furniture and floors from UV damage Improve insulation, helping you lower energy bills Do you provide free on-site estimates? Yes! We offer free on-site quotations for all interior window decoration projects. During the visit, we’ll help you: Explore product options and samples Take precise measurements Offer recommendations tailored to your needs and space Provide a clear, upfront quote 📞 Schedule at: 1-866-470-0133 or through our contact form: https://www.hpssouthfl.com/contact What are Plantation Shutters, and what makes them unique? Plantation Shutters are timeless, hinged interior shutters with wide louvers that offer superior light control, insulation, and durability. Made from high-quality materials, they’re a long-term investment that adds value to your home. Perfect for: Traditional and elegant interiors Homes seeking durable long term solutions Customers looking for a window treatment with added resale value How to Perform General Maintenance on Hurricane Shutters? To keep your shutters working smoothly and ready for hurricane season, follow these basic steps: ✅ 1. Clean the Tracks and Rails Use a garden hose and protective gloves to rinse out any dirt, leaves, or debris from the shutter rails and tracks. This helps prevent blockages and allows the shutters to close properly. Let the area dry completely before moving to the next step. ✅ 2. Lubricate Moving Parts Apply silicone spray lubricant to: Tracks and rails. Hinges and joints. Wheels and pivot points. This ensures smooth movement and reduces noise during operation. Avoid using grease or oil-based lubricants, as they attract dust and can gum up the parts. Roller Shutters: Do not use pressure washing within the roller mechanism. While Rolling them up and down, spray the blade joints within the mechanism, visible at the top corners within the cassette box on both sides. Clean the side tracks. Roll them up and down to know they're functioning correctly. The more silicone spray oil based, the better. ✅ 3. Check and Replace Hardware Roller Shutters: Make sure all your rods match the crank system and that all controllers if electric have functioning batteries. Do nor push too further if manual use, to avoid stopper pins to get in the cassette when rolling back. Accordion Shutters: Inspect and secure the rail clips that hold the blades in place when retracted. Make sure all units can close correctly. Contact us if clips are missing or damaged. Accordion Shutter clips are not needed for deployment. Storm Panels: Verify that you have all required thumbscrews or wing nuts. If any are missing, contact us for replacements or bring a sample to your local hardware store. Tip: Take a photo and record the size of your thumbscrews for easy replacement in case of emergency. 🛠 Additional Tip: Operate your shutters at least twice a year, even if no storm is expected. This helps prevent sticking and identifies any issues early. Regular maintenance keeps your shutters safe, functional, and compliant — especially when it matters most. What are the practical safety benefits of different hurricane protection options? Accordion Shutters & Roll-Down Shutters: Ease of Use: Permanently installed and operable from inside the home. Low Maintenance: Only periodic lubrication is needed. Aesthetic Integration: Designed to blend with the home’s exterior. Aluminum Panels and Similar Detachable Options: Installation Difficulty: Heavy and/or challenging to install, especially on upper floors. Maintenance & Storage: Require physical storage and manual reinstallation. Aesthetic Impact: Can be visually intrusive when in use. Require additional tools for deployment. Accessibility: Accordion and roll-down shutters are ideal for homeowners with physical limitations, or manual unsafe deployments, both can be deployed from the property's interior. Roll-down systems may be operated manually or motorized (even via solar), offering greater safety and flexibility for high unreachable units. Where can shutters be installed? Hurricane shutters are always installed on the exterior section of a structure. They can be adapted to a wide variety of spaces, depending on height, accessibility, and safety considerations: ✅ Common Installation Areas: Low to Mid-Rise Buildings (1–6 floors) Balconies and Rooftops (Any building level) Garages and Sliding Doors Commercial Storefronts Openings with Metal Bars (with or without modifications) Generally Approved Surfaces are Metal, Concrete, Stucco, Wood, between other firm solid or reinforced surfaces. 🧱 Product-Specific Guidelines: Accordion Shutters: Can be installed on any floor and surface as long as they are safely operable. Common for windows, doors, and garage openings, but can be modified for any other opening type. Can be installed over bars using a build-out frame (increases material and labor cost). If the bars have enough clearance, they may be installed within the bars. Alternatively, bars can be removed at a lower cost than a build-out unit. Roll-Down Shutters: Suitable from the first floor and above. Ideal for both residential and commercial properties. For higher floors or windows that are difficult to reach, electric motorization is recommended. Bars and other obstacles need to be removed for proper installation. At least 8" - 15" clearance on top opening section for the rolling tack to be able to hide, depending on height. Less adaptive than hurricane accordion shutters. Storm Panels: Typically installed from ground to second-floor levels. Also require bar removal or adjustments depending on space and fastening access. May include h and F tracks for easier installation, depending on the opening type. 🚗 Garage and Floor-Level Installations: Accordion Shutters for Garages: The lower track can be installed on the floor, forming a slight walk over bump — safe for vehicle passage. Alternatively, a built-in floor track can be embedded for a flush finish, ideal for driveways and main entrances (increases labor and cost). Sliding Doors / Terraces: Built-in or removable lower tracks are recommended, depending on the opening needs and structure design. 🌊 Coastal Areas: All aluminum or galvanized shutter systems can be installed in coastal environments when manufactured with marine-grade aluminum alloys to withstand salt air and corrosion. Are there financing options or government programs to help pay for hurricane protection? Yes. Homeowners can explore: Loans and Payment Plans: Offered by many installation companies. Allow homeowners to spread the cost over time. HOAs cannot require or force financing participation. Government Assistance Programs: Exist at the local, state, and federal level. (PACE & My Safe Florida Home Program) Can reduce out-of-pocket costs. Again, HOAs cannot mandate that homeowners apply for these programs. Insurance Discounts: Florida Statute 627.0629(1) requires insurers to offer premium discounts for approved hurricane protection devices once installed and approved. This can result in long-term savings. How should budget affect hurricane protection decisions? Budget is a key factor when choosing hurricane protection—and Florida law protects your right to choose affordable, code-compliant options without being forced into more expensive solutions by your HOA. ✅ Affordable Protection Options: Accordion shutters cost significantly less than impact windows or roll-down systems while offering comparable protection. Their simple and fast deployment makes them a preferred option for many homeowners. Homeowners often upgrade old windows to code-compliant windows, while still installing hurricane shutters—avoiding the high cost of replacing all windows with impact-rated versions. Roll-down shutters or accordion systems are often installed on upper-level or hard-to-reach openings, while more accessible areas may use manual options like panels to save on cost. 🔄 Flexible, Mixed Solutions: Many homeowners choose to combine different protection systems based on accessibility, safety, and cost—such as accordion shutters upstairs and panels downstairs. This hybrid approach allows for greater protection coverage within budget while making installation and storage more practical. 👨🦳 Practical Use for Seniors and Long-Term Value: Seniors and families with physical limitations often upgrade to accordion or roll-down shutters to avoid the risks of carrying and installing heavy panels. Homeowners with panel systems often hire a handyman or service company each year for seasonal deployment and unmounting—adding recurring annual costs. Accordion shutters may appear costlier upfront, but they eliminate yearly setup expenses and last longer with minimal maintenance, resulting in long-term savings. 🕒 Time and Effort Matter: Some panel setups can take several days for a single person to install, while accordion or roll-down systems can be deployed in minutes or even seconds. Most HOAs also limit how many days shutters can remain deployed, and may charge penalties or fines for not removing panels promptly after the storm season—making quick-deploy systems even more appealing. 💡 Final Recommendation: While panels are budget-friendly, accordion shutters offer a more comfortable and cost-effective long-term solution. You don’t need to commit to just one system—mix and match based on your budget, property layout, and safety needs. This approach ensures you're well-protected without financial strain. Which Types of Shutters Need Maintenance? All hurricane shutters require maintenance — at least twice a year, ideally before and after hurricane season. 🔄 Why Maintenance Is Important: Regular maintenance helps: Any time moving parts like joints, hinges, and tracks. Prevent dirt, buildup, and wear — especially in coastal environments. Extend the life of your shutters and ensure they function during emergencies. Neglecting maintenance can lead to: Stiff or stuck mechanisms. Voided warranties. Even impact windows and other storm-rated products should be cleaned and lubricated periodically to preserve their performance. 💡 Tip: If you're not sure how to maintain your specific shutters, ask us or your manufacturer about a simple maintenance checklist on your product. Do aluminum shutters resist the coast's salty wind? Yes — aluminum shutters are highly resistant to coastal weather and salty air. They are an excellent choice for properties near the ocean. 🛡 Why Aluminum is Ideal for Coastal Conditions: Aluminum Does Not Rust: Unlike steel, aluminum does not form rust. Instead, it develops a natural protective layer of aluminum oxide, which shields it from further corrosion. Marine-Grade and Powder-Coated Protection: Most hurricane shutters are made from marine-grade aluminum or are powder-coated to provide an additional barrier against salt spray, humidity, and moisture. Engineered for Coastal Zones: Many manufacturers specifically design their aluminum shutter systems to meet the demands of High-Velocity Hurricane Zones (HVHZ) — such as Miami-Dade County and Broward County. ⚙️ Understanding the Difference: Rust vs. Corrosion Rust is a specific type of corrosion that affects iron and steel, caused by oxidation in the presence of moisture. Corrosion is a broader term for the degradation of materials (including metals) due to chemical reactions with the environment. Since aluminum doesn’t contain iron, it cannot rust — making it an ideal material for long-term durability in coastal environments. Instead of rusting, aluminum forms a thin, protective layer called aluminum oxide when it’s exposed to air. This layer prevents further damage and keeps the metal strong — even in salty coastal air. If you're near the shoreline, choosing aluminum shutters ensures both code compliance and lasting protection from the elements. Let us know if you'd like a quote for marine-grade options tailored to your location. Where do I check my county regulations on hurricane protection products? Start by identifying which jurisdiction your property is in: By entering your address at the Florida Department of Revenue database, you can quickly identify your property's jurisdiction. Then search via Official County or City Websites about hurricane protection: Start by visiting the official website of your property’s county or city. Most local governments have dedicated portals for building, permitting, and zoning information. 📍 List of Florida Cities by County 🏛 Official Florida County Websites 🗺 Interactive Property Tax Map (Beycome) Contact the property's jurisdiction Local Building Division If you're unsure where to begin, you can call the building division of your corresponding tax district for direct guidance and clarification. How should I choose hurricane shutters? There are several ways to combine hurricane protection, but for the best budget friendly option you should consider: Aluminum or Galvanized Panels: - Always on first floors and small units with less than 18 sqft opening surface. - Aluminum on salty costal areas. - Galvanized off salty costal areas (Heavier but Cheaper than Aluminum). Clear Polycarbonate Panels: - For non HVHZ only. - Preferable, a single blade from the metal panel units only if needed. - Super light. Accordion Shutters: - Big units, surface opening measures equaling over 20sqft. - High units accessible from the interior of the property. - 1st Floor fixed/picture windows. - Openings with permanent decorative wall sections. - Accordion shutters are highly adaptable to most opening types. - Ideal for Lanai and Terrace closeups. - Tracks can be curved to fit bay windows. Roller Shutters: - High floor fixed/picture windows (Manual Option). - High floor, non-accessible windows from the interior (Motorized Option). - Best for users with high limited physical/health abilities (Motorized option). - Limited to standard unit types. - Great for Lanai or Terrace closeup automation (Expensive). From square inches to square footage: (in Width x in Height)/144 = square footage (sqft). Opening surface: Just the space where the window/door is located. I Would Like a Custom Color on My Product — Is That Possible? Unlikely possible. We understand the importance of aesthetics when selecting hurricane protection products. ✅ Standard Color Options: Our Roller Shutters and Accordion Shutters come in four standard neutral colors designed to blend easily with most property styles: White Beige Bronze Ivory These options are selected to complement wall colors, trim accents, or window/door frames seamlessly. 🎨 Custom Color Requests: Custom colors may not be available upon special request, depending on the manufacturer’s capabilities and the specific product line. If a unique color or design is possible, we can request a special production run. Please note that: Custom colors will increase production time and cost Availability is not guaranteed, as most manufacturing lines are optimized for the four standard colors Additional color options may not yet exist for certain shutter profiles Are Hurricane Shutters Installed on the Exterior or Interior of my Property? Hurricane shutters are exclusively designed and approved for exterior wall mounting. This installation method is not only standard industry practice — it is a critical requirement to ensure life safety, structural protection, and code compliance during extreme weather events. 📐 Technical Clarification: Exterior Mounting Only Hurricane shutters — including accordion shutters, roll-down shutters, and storm panels — are classified as exterior protective systems under the Florida Building Code (FBC). These systems must be: Mounted directly to the exterior wall substrate, not within or behind the opening itself. Installed over and around the exterior perimeter of windows, doors, and other vulnerable openings. Anchored using engineering-specific fastening systems designed to resist high-velocity wind uplift and lateral impact pressure. Interior mounting is strictly prohibited for hurricane-rated shutters because it fails to prevent debris intrusion and can catastrophically compromise occupant safety. In fact, placing shutters inside a structure renders the glass or structural component fully exposed to projectiles, wind-borne debris, and positive/negative pressure surges — the primary causes of structural failure during hurricanes. 📜 Regulatory Standards and Compliance All hurricane-rated shutter products must carry a valid Notice of Acceptance (NOA) issued by a governing authority — such as Miami-Dade County or registered through the Florida DBPR Product Approval System. These NOAs explicitly require exterior installation and specify mounting conditions, clearances, fastener types, and structural substrates. Deviating from these specifications voids the product's certification and may result in: Insurance claim denials. Permit rejection or inspection failure. Total loss of protection during storm conditions. ⚠️ Warning Against Improper Installation Be cautious of misleading practices or installations performed by unqualified individuals or companies claiming to offer interior-mounted hurricane shutters. These setups may appear functional but provide no impact resistance, effectively leaving your structure and occupants unprotected. Ask yourself: “If the shutter is installed behind the window, what stops wind, debris, or pressure from shattering the glass?” — It is reasonable to also protect the window/door unit. 🚨 Acceptable Exceptions (Case-Specific Only) There are rare exceptions involving non-standard or custom-built openings, such as: Covered terraces, lanais, or enclosed patios with no barrier between the shutter and the external environment. Instances where installation must occur within the structural frame, but still on the exterior-facing surface. Sometimes due to exterior wall surface needs or design preservation. Meant to be used decoratively or sun protective, with no hurricane protective intentions. Even in these cases, the product must be installed in a way that satisfies engineering load paths, maintains egress compliance, and matches the configuration outlined in its NOA. 🧠 Conclusion Bottom line: Hurricane shutters are designed to serve as the first line of defense — outside your windows and doors. Proper exterior installation ensures that they can intercept debris, absorb impact energy, and preserve the integrity of your building envelope. If you have questions about your installation conditions, our team can assist with an on-site evaluation or review your architectural plans to ensure code-compliant installation every time. Why Are the Measurements Recorded Slightly Larger Than My Actual Openings? The measurements we use for your hurricane protection products are often rounded up or slightly oversized — and that’s intentional. This approach ensures safety, accuracy, compliance, and aesthetic appeal. ✅ 1. Safety and Code Compliance Rounded or increased measurements allow installers to make minor on-site adjustments if needed, without risking a product that’s too small. Products are designed to overlap the opening frame and mount securely to the surrounding wall structure — not inside the window or door frame. This provides extra structural support and prevents dangerous failure during hurricanes or strong wind events. Per Florida Building Code, hurricane protection must be installed with a minimum clearance of 1 inch from egress points (such as exit doors or windows), to avoid obstruction and ensure emergency access. 🎯 2. Aesthetic Considerations Oversizing allows products to sit flush with exterior wall borders without interfering with the visible interior space. The result is a clean, professional finish that enhances both function and curb appeal. 📌 Product-Specific Details: ➤ Accordion Shutters: Require extra clearance on all sides (top, bottom, left, right) for: Smooth blade stacking when retracted Secure locking mechanisms Screw placement away from fragile edges to avoid long-term wall damage The additional space ensures blades don’t obstruct views when open and enhances overall durability. ➤ Roll-Down Shutters: Need space at the top to house the rolled blades and motor (if electric). Side and bottom clearances are required for guide rails and proper locking function. Extra space also prevents obstruction of views when the shutter is retracted. ➤ Aluminum Storm Panels: Use upper and lower tracks that must extend beyond the opening to ensure secure installation. These tracks allow panels to slide or be mounted safely and effectively. The wider the coverage, the resistant the unit. 🌪️ 3. Hurricane Impact Protection Hurricane-rated systems are engineered to disperse impact pressure across the surrounding structure — not just over the glass or frame. That extra margin helps prevent projectiles or high winds from breaching the building. For more technical insights on impact resistance and building safety standards, you may refer to this helpful guide: 🔗 CT General Assembly - Hurricane Impact Products Overview Which panels should I use at the coast? Aluminum panels, due to natural resistance to corrosion. *Polycarbonate is only rated for non HVHZ (High Velocity Hurricane Zones). Zones far from the coast. *Plywood is not an effective alternative, warns IIBHS, and should only be used as a last resource, A “better than nothing” line of caution. How Many Times Will You Check the Measurements? To ensure accuracy and deliver high-quality service, we verify measurements at least twice for full property coverage projects. ✅ First Measurement – During the Initial Estimate A representative will visit your property to take measurements of each opening. These preliminary dimensions are used to: Provide an estimated quote, including labor, permits, and taxes. Determine how large the product needs to be to properly fit each opening wall. These are not the final production measurements, but they guide our pricing and design process. ✅ Second Measurement – After Agreement is Signed Once the agreement is signed, a trained installer will return to reconfirm all measurements if needed. This step ensures: Each product is built to precise specifications. Any structural irregularities are accounted for. There’s sufficient margin for adjustments during installation if needed. ⚠️ Special Cases If an opening is particularly complex, a specialist may assist during the visit to ensure accuracy. For smaller or straightforward projects, a single measurement visit may be sufficient for both quoting and installation. Verifying measurements more than once is a critical part of our process to ensure the best fit, performance, and peace of mind for your investment. Where Will the Accordion Shutter Lock Be Located? Accordion shutter locks are strategically placed by our installation team during manufacturing to ensure both security and ease of use, while fully complying with Florida Building Code requirements. 🔐 Lock Placement Options Interior, Exterior, or Dual Access: Accordion shutters can be locked from: The exterior (Most common and often used due to accessibility) The interior (ideal for multi story homes) Both sides, depending on the location and purpose of the opening Interior-Facing Locks: If installed facing the interior wall, the lock can be operated by simply opening the window or door and securing the shutter from inside. 🏠 Code Compliance and Emergency Access Florida Building Code mandates that emergency egress openings must be possible from interior spaces. Therefore, keyless egress locks are installed inside the shutter system to allow fast interior unlocking — no key required. 🏢 Multi-Story and Fixed Window Installations For openings higher than the first floor (such as fixed windows), locks are placed on the exterior mechanism. For unreachable units with a ladder or due to user capabilities, roller shutters are required instead with an interior crank mechanism. 🚪 Doors, Sliders, and Large Openings For main entrances and exists, we use dual-access egress locks that can be operated from both inside and outside for flexibility and security. 📏 Lock Positioning on the Shutter Structure Lock placement is customized based on the design of the opening: If a window opens upward or from the bottom, the lock is typically placed on the lower section. If a window opens from the side, the lock will be placed on the accessible side. Locks may be installed along the height of the shutter and blades structure, ensuring the user can reach and operate them comfortably and efficiently. Should I contract a company or install the storm panels by myself? Totally fair question — especially if you're dealing with a one-story home or smaller openings. But here’s the thing: while it can be a DIY job, there are a bunch of solid reasons why having a professional handle it might actually save you time, money, and a lot of headaches in the long run. First off, when you hire a company like ours, you're getting people who do this all the time. We know how to install storm panels correctly, safely, and in full compliance with Florida Building Code standards. We even work along with your HOA at no cost to comply with aesthetic guidelines and keep your community appearance. That means no guesswork — just proper protection. Plus, our panels are hurricane-certified, tested, and registered, so you know they’ll actually hold up in a serious storm (not just some look-alike products that won’t perform under pressure, these are registered products that have passed testing and were certified for hurricane protection). Then there’s the efficiency factor. Let’s be real: installing panels is no joke. It’s physical work, especially if you're dealing with awkward sizes, ladders, or tricky corners, even for single story homes with not too many windows, or standard sizes, they are heavy. Perhaps most hurricanes pass during nighttime. We get in, get the job done right, and you don’t have to spend your weekend wrestling with sharp metal blades and figuring out which screw goes where, and then figuring out next year why your panel blades do not align each other because you forgot to label them in groups with a small sketch to know where each set goes. We also know how to handle non-standard walls and tricky installations — something most homeowners don’t want to deal with. Safety is a big one too. Even if it's just one story, lifting heavy panels, using power tools, and working on ladders all come with risks. Our team is trained, insured, and properly equipped. No one wants to end up injured right before hurricane season. And speaking of insurance — our work comes with warranties on both parts and labor. So if something goes wrong? We’ve got your back. If you do it yourself, you’re taking on 100% of that risk — not just damage, but also potential issues with repairs, replacements, or even HOA violations if something’s installed "incorrectly" within their jurisdiction. Now, can you do it yourself? Absolutely — especially if you're handy, have the right tools, and don’t mind the time commitment, and carrying it all by yourself. But just keep in mind: There’s a learning curve if it’s your first time dealing with exterior walls and shutters. You’ll need to source the correct certified materials. Call your City or County to verify by Florida Number if they handle your zone HVHZ or Non HVHZ. Mistakes can cost more than just money — they can compromise your home’s safety. Most importantly: there’s no 10-year warranty on DIY jobs, just the trust you have placed on yourself. Also, a lot of people don’t think about the ongoing hassle of panels anymore. Every season, you’ve got to install them, remove them, store them, and hope you’re around when the storm hits. Some people still think wooden panels are okay, but they’re only allowed as a last resort, and actually, panels are the most basic protection allowed to use, if installed correctly and using the correct materials. On top of that, dealing with HOA pressure after a false alarm (which isn’t bad, just time-consuming) is no fun after some days of work. That’s why many homeowners eventually switch to accordion shutters — you just slide them closed, lock them, and done. Super simple, low maintenance, and no sharp edges to worry about. Some even mix and match: rollers for big spaces like terraces or hard units to reach, some even with remote controllers, accordions for windows, and panels for small bathroom openings — it’s all about finding the right balance between protection and budget, having in mind there is even government aid plans, and financing specialists for hurricane protection who will help you finance your project. And just so you know, Florida law now supports you 100% — private entities like HOAs must allow the installation of certified and registered storm protection products like ours (check out CS/HB 293 – 2024). That means you’ve got the legal right to protect your home and family, as long as you’re using approved materials, and comply with their requested options from the available colors. So in the end, it all comes down to what your time, energy, and peace of mind are worth. If you're the type who loves a good DIY project, and you’re ready to take it on — awesome. Just make sure you’re well-informed, and even consider applying for an Owner/Builder Permit so your install can be inspected and approved by the city. But if you'd rather skip the stress and make sure your home’s protected the right way from the start — hiring the pros is 100% the way to go. My Accordion Shutters Have Become Noisy Over Time — What Should I Do? If your accordion shutters are making unusual noise when closed or retracted, here are a few steps you can take to troubleshoot and resolve the issue: ✅ 1. Check for Missing or Misplaced Stoppers Sliding or rattling blades typically indicate that the shutter stoppers, clips, or bands are either missing or not correctly positioned. After each use, make sure to: Place the stoppers/clips as close to the blades as possible and push. Ensure that the blades are tightly held together to prevent movement. If your shutters have locking pins, confirm that they are fully secured. 🛠 2. Replace Any Lost or Damaged Components If you’re missing clips or stoppers, contact us, and we’ll assist with replacements. These parts are standardized, so compatible alternatives can also be purchased from verified home improvement stores such as Lowe’s, Home Depot, or reputable online retailers. Always remove clips or bands after deploying your shutters and store them indoors to extend their lifespan and avoid loss. 🧼 3. Consider Routine Maintenance Noise can also be a sign that the shutters require cleaning and lubrication. Over time, debris buildup, exposure to weather, and lack of routine care can affect performance. Regular maintenance is important not only for functionality but also to preserve your product warranty. Lubricate joints and clean tracks at least twice a year. 📞 4. Still not functioning? If noise persists even after addressing the above points, your shutters may need professional inspection or service. Contact your original manufacturer or contracting company for further assistance. Keeping your shutters properly secured and maintained ensures their longevity and quiet performance — especially during storm season. If you acquired our products, let us know if you'd like help scheduling a maintenance visit. How to get ready for hurricane season? North Atlantic Hurricane Season. From: June 1st. Until: November 30th. NOAA Have you thought about how to get your property ready for the hurricane season? You can contact us to get a free in site quotation and clarify all your doubts about the different products we offer to keep your openings protected, and which options best suits your home. Helpful Sources: US Department of Defense: https://www.defense.gov/Spotlights/Hurricane-Preparedness/ Florida Department of Environmental Protection (Check List): https://floridadep.gov/sites/default/files/Hurricane%20Preparedness%20Checksheet508Compliant.pdf Florida Division of Emergency Management (FDEM): https://www.floridadisaster.org https://www.floridadisaster.org/planprepare/preparing-for-hurricane-season/ Alert Florida (FDEM's alert system): https://apps.floridadisaster.org/alertflorida/ Florida Department of Health Hurricane and Severe Weather Information: http://www.floridahealth.gov/programs-and-services/emergency-preparedness-and-response/hurricane/index.html During an emergency: During an active hurricane in your area, you must follow expert advice and guidelines. For Emergencies, call 911. Evacuate utilizing local authorities directions. Our products are engineered to withstand hurricane wind pressures and are impact resistant, including possible debris projectiles. Check our products at the DBPR clicking on the brands below. Getting prepared: First, make a plan before hurricane season, and seek the instructions of your location agencies such as firefighters, police, and government. Cities often bring inspections, and independent inspectors can tell which reinforcements your property needs before hurricane season arrives. Prepare food for some days and medic kits for each person. If you get hurricane certified unit products with our company, you will be able to open certain units from inside the house, so you have emergency exits prepared, being able to make an evacuation plan in case you need to leave seeking expert instructions. If you are able to afford a house generator, get one. Otherwise, camping portable power stations, are great alternatives for less than $400.00. Get batteries and lights for each person. Don't use candles or other light sources that need fire to avoid a bigger disaster, but get some to strictly use as the last resource once the hurricane emergency has ceased. National Oceanic and Atmospheric Administration: Track active hurricanes online, https://www.nhc.noaa.gov/ National weather system: Hurricane Categories, https://www.weather.gov/mfl/saffirsimpson. The following YouTube video link is meant to let viewers get a better idea on how to get prepared: We recommend always seeking professionals instructions and advice. During an Emergency, Call 911. The State Assistance Information Line at 800-342-3557 can provide an additional resource for those in Florida to receive accurate and up-to-date information regarding any emergencies. When should I consider a building permit or HOA approval? As part of our service, we provide a free document package to support the safety and compliance of your installation. This includes all relevant documentation that can also help you with insurance discounts and compliance verification. You should consider: HOA Approval: Always required for visible changes to the property’s exterior or any structural changes Particularly necessary for homes within homeowners’ associations (HOAs) Required even if no permit is needed, to comply with HOA jurisdiction and aesthetic standards Building Permit: Required for commercial projects, multi-story buildings, or installations on the second floor or higher May be required if the HOA specifically requests it, especially for projects over $5,000.00 in scope Not required for: Storm panels Single small or standard units Most front-facing single installations For terrace enclosures, a permit is only needed if concrete must be poured to build a structural base, or if the space to cover is relatively long. For insurance purposes, you'll typically only need: The product's Notice of Acceptance (NOA) Photos of the installed products Manufacturer stickers or labels as proof of compliance Will the shutters lower track be an obstacle on entrances? 🚪 Will the Lower Track Be an Obstacle at Entrances? No. Modern shutter systems are designed with multiple track options that prioritize safety, accessibility, and aesthetics for everyday use. 🧭 Track Types for Different Entrance Scenarios: Walk Over Track: Typically, features a 1-inch bump that allows for safe foot traffic and is suitable for most residential entrances. Removable Track (Seasonal Use): In areas where a permanent bump is not ideal — such as commercial or public access points — the track can be sectioned and stored away, then reinstalled only during hurricane season. Built-In Track (Flush Floor Integration): The track can also be embedded into the floor using a T-shaped profile, creating a seamless and obstacle-free threshold. This option requires slight floor modification and is ideal for main entrances with high-traffic zones where even a low bump could be inconvenient. 🛠️ How the Right Option Is Chosen: The best track configuration will be selected based on: The type of entrance Frequency of use Accessibility needs Building Code compliance (for public/commercial areas) Galvanized, Aluminum, or Polycarbonate? Galvanized Steel Panels Impact Resistance: 🏆 Best of the three. Fire/UV Resistance: ✅ Fireproof and UV unaffected. Code Compliance: ✅ Approved for HVHZ (High-Velocity Hurricane Zones like Miami-Dade). Corrosion Resistance: ⚠️ Must be stored and handled properly to avoid damage to the galvanized coating, which protects against rust. Weight: ⚠️ Heaviest of the three — requires stronger handling and support during installation. ✅ BEST for hurricane shutters according to FBC standards. Aluminum Panels Impact Resistance: ✅ Very good, slightly less than steel. Fire/UV Resistance: ✅ Fireproof and UV unaffected. Code Compliance: ✅ Approved for HVHZ with proper NOA. Corrosion Resistance: 🏆 Excellent in coastal/salt air environments. Weight: ✅ Lightweight and easier to handle on-site. ✅ Excellent balance of performance, corrosion resistance, and ease of use. Polycarbonate Panels (Clear Panels) Impact Resistance: ✅ Lower than Aluminum and Steel, but depends on thickness and proper mounting. Fire/UV Resistance: ⚠️ Not fire-rated. Code Compliance: ⚠️ Non HVHZ only (High-Velocity Hurricane Zones like Miami-Dade). Corrosion Resistance: ✅ Will not rust or corrode. Weight: ✅ Lightweight and easy to install. ⚠️ Best used for visibility (e.g., one or two panels), or small units, not full-home protection. What Does the Term "Opening" Mean in Construction? In construction, an opening refers to a structural space or void intentionally created within a building’s framework to accommodate a component such as a window, door, shutter, or other architectural feature. 🔍 Definition: Opening Primary Definition: The portion of a wall, façade, or structural element where a component will be installed — such as a window, entrance door, or hurricane shutter. Note: The term refers to the framed space — not the window or door unit itself. Secondary (Code-Based) Reference: Derived from the phrase “Open Construction”, which means that a building component is designed to allow all internal parts to be readily visible and accessible for inspection on-site, without disassembly or damage. What should I do if the HOA continues to block my application? If the issue persists: Resubmit your application with enhanced visual and written documentation, especially regarding color and functionality. Consider seeking legal assistance. Florida law protects homeowners’ rights over aesthetic preferences and active board members bias over homeowners' security. Remember: Burdensome HOAs are often unprepared for legal disputes tied to unreasonable hurricane protection denial. What are valid reasons my hurricane shutter application might be denied or delayed by the HOA? If your hurricane shutters project was denied, valid reasons must be clearly specified in the denial notice. These can include: The HOA requested more details on your project or asked for clarification in a resubmission. Your main HOA form was incomplete or had filling issues. The HOA asked for specific documents not previously included, some documents are necessary to proof Florida DBPR compliance. The HOA requested a different color option and needs resubmission or an amendment. Most colors must harmonize with opening frames, accent tones, or wall colors. We offer optional color mix customization for frames and blades. Most HOAs will simply issue an approval with conditions for such cases. What do I do if my HOA will still deny my hurricane protection project? Homeowner Right to Hurricane Protection – Legal Summary Clause ⚠️ Any refusal to allow necessary hurricane protection or safer, budget-conscious upgrades—especially for vulnerable areas such as non-impact windows, ceiling-exposed patios, or unreinforced door openings—compromises the safety and structural integrity of the home and may make the HOA liable for injury or loss during storm events. If a homeowner faces unjustified delays, denial, or discrimination related to hurricane protection product approval, they may report the association to the proper enforcement authorities: 📌 Florida Department of Business and Professional Regulation (DBPR) Phone: (850) 487‑1395 Website: www.myfloridalicense.com For Condos and Co-ops: www.myfloridalicense.com/DBPR/condominiums-and-cooperatives HOA Mediation or Arbitration Inquiries: DBPR Arbitration Section at (850) 414‑6867 📌 Florida Attorney General – Consumer Protection Division Phone: (866) 966‑7226 Website: www.myfloridalegal.com Under Florida law, all homeowners have the right to install hurricane protection systems that comply with the Florida Building Code (FBC), regardless of brand, mechanism, bias, manufacturer, or cost. This right is protected under several legal provisions, including: Florida Statute §553.73(1)(a) Florida Statute §718.113(5)(d) (2024) Senate Bill SB 4-D (2022) House Bill CS/HB 293 (2024) These laws apply to both Homeowners Associations (HOAs) and Condominium Associations, and clearly establish that associations cannot deny, obstruct, or condition approval of compliant hurricane protection systems based on subjective aesthetic preferences, pricing objections, or product brand bias. Associations may request documentation or aesthetic adjustments (such as color or mounting style), but they must not issue a total denial of protection products that meet Florida Building Code standards and carry appropriate approvals, such as a Florida Product Approval or Notice of Acceptance (NOA). While associations may delay permits for up to 30 days to request resubmissions or verify compliance, they may not reject an application without valid, code-based justification or concrete engineering concern. Denials that leave a homeowner unprotected or restrict them to specific brands or vendors can constitute a violation of Florida law and expose the HOA to legal risk, including civil liability for storm-related damages, enforcement actions, or court challenges. This has been upheld in precedent cases such as Slater v. Palm Beach Towers Condominium Association, Inc. (1995), where bias-based denial of hurricane protection led to consequences for the association. What does the HOA submission package must include? Your HOA submission package typically contains: Completed ARC or modification form (signed by you), with a simple small description of the project, and specific documents to attach. Project sketch showing where the product will be installed Color & Function selection form, along with final product example images The product’s official Notice of Acceptance (NOA), including: Installation instructions, material, dimensions, and parts Wind-resistance engineering Compliance with Florida Building Code Other additional documents based on HOA requisites Companies proof of liability insurance. General Contractor's License Certificate. We'll also gather and submit any additional documents required by your HOA ARC specifications. What rights do Florida homeowners have regarding hurricane protection installations? Homeowners in Florida have the legal right to install hurricane protection devices—such as shutters and impact windows—that comply with Florida Building Code. This right is protected under multiple statutes, including: Florida Statute 718.113(5): Grants the right to install hurricane protection. HOAs may regulate design and appearance but cannot prohibit or mandate one specific product over another if both are compliant. Florida Statute 553.73(1)(a): Establishes the Florida Building Code as the legal framework for safety and construction compliance. House Bill 293 (2024): Prohibits HOAs from unreasonably restricting or denying compliant hurricane protection measures. Florida Statute 627.0629(1): Requires insurers to offer premium discounts for homes equipped with approved hurricane protection devices. What counts as an unreasonable denial by an HOA? Examples of unreasonable denials include: Prohibiting approved devices that comply with Florida Building Code and laws like Statute 720.304(4) and CS/HB 293. Aesthetic-only rejections without offering available design alternatives. Forcing homeowners to choose unaffordable alternatives (e.g., impact windows instead of accordion shutters). Requiring inferior products (e.g., storm panels over accordion shutters). Imposing excessive permitting requirements beyond what local regulations demand. Denying applications without offering reasonable alternatives or approval conditions. Disregarding product safety and practicality. Violating state laws or inconsistently applying HOA rules over state laws. Discrimination, such as approving some homeowners while denying others without just cause. HOAs are legally obligated to balance safety and aesthetics, always looking for homeowners safety, and must never overlook Florida law in favor of internal biases. What are the legal risks and repercussions for HOAs that unreasonably deny compliant hurricane protection? If an HOA unjustly denies your application, they may face: Arbitration or court orders requiring approval of the installation. Legal fees and litigation costs. Reputational harm, affecting community trust and future operations. Do HOAs charge fees for the application? Most HOAs do not charge fees for ARC review. However, some may apply processing or reapplication fees, which are the homeowner's responsibility to apply for such changes. Do HOAs Require Other Permits? While an HOA can approve your project based on its internal rules and appearance standards, it is important to understand that HOA approval is not a substitute for a building permit. Here's how it works: ✅ HOA Approval: The Homeowners Association grants permission to begin a project based on community guidelines (e.g., appearance, materials, and location). This is typically the first step and is required before starting any exterior modifications. 🏗 Building Permits: Separate from the HOA, your local city or county government may require a building permit for certain types of work—such as structural modifications, installations, or major exterior improvements. These permits ensure compliance with safety codes and zoning regulations. 📌 Important Notes: Some HOAs may require you to secure a building permit before they give final approval. This is especially common for larger or structural projects. The responsibility to obtain any necessary government permits falls solely on the homeowner. Details about required permits are often included in the HOA’s approval letter, attached conditions, or application checklist. Before starting your project, always check both: Your HOA’s requirements and approval process. Your city or county’s building permit requirements. What if the HOA doesn't understand the type of hurricane product I submitted? Sometimes, HOAs may not be fully informed about the product you submitted. They may additionally need: Visual aids showing the product’s functionality and deployment. Aesthetic alternatives that do not interfere with the operability of the product. Additional support from your selected contractor or company to build trust. 💡 Important: The Architectural Review Committee (ARC) does not make final approval decisions—they only review documentation for compliance and present it to the HOA board. Why do they have to approve my hurricane protection project? A Homeowner’s Association (HOA) is a governing body in certain residential communities (subdivisions, condominiums, or developments) that enforces property appearance standards and common area upkeep. Homeowners require approval for visible exterior changes — including hurricane shutter installations as they are exterior structure additions — to maintain the uniform look and value of the community and avoid inquiring on fines. HOAs enforce visual and structural standards to maintain the community’s appearance and property values. Although they can regulate how products appear, they cannot prevent you from protecting your property using code-compliant systems. Each application must be approved with or without conditions for each product type. How can HOAs better collaborate with homeowners and contractors? Today, HOAs and contractors can work more effectively by: Updating clear standards for compliant installations. Evaluating installation options that align with Florida Building Code (FBC). Reviewing color-matching options for framing, accents, and wall tones. Considering property types and adapting product placement to house structure. “In truth, a flawless and stunning finish for every product is not just possible—it’s guaranteed when HOAs and contractors unite as one team, working in harmony toward excellence.” – Jose Milanes, Joe Luis Interiors, 2017. Can I choose the color/design I want for my product? Yes—but your ability to choose depends on whether your property is governed by a Homeowners Association (HOA). 🏠 If your property is not in an HOA community: You have full freedom to choose from the available color and design options offered by the company. The decision is entirely up to you, based on your preferences and what’s in stock or available for production. 🏘 If your property is within an HOA: Color and design choices are subject to HOA approval. Here’s how it typically works: The HOA board reviews your application and may either approve your preferred color/design or suggest changes based on the community’s aesthetic standards. In most cases, applications are approved with conditions, especially if the HOA wants you to switch to a different product type, frame color, or blade tone. However, if you justify your design or color choice by explaining how it harmonizes with your home's architecture, wall color, or accent features, the HOA is more likely to approve it—especially in communities where homes vary in design and palette. 📝 Tips for Success: Include a note in your application explaining why the chosen color or design offers the best aesthetic match for your home. Attach reference photos or samples to support your request. Highlight that your selected option aligns with overall visual harmony, especially if your home differs from neighboring properties in style or color. How long does the HOA approval process take? Approval times vary by association, but by average completion, HOAs have up to 30 days to respond once your application is deemed complete to start. In most cases, approval is granted during the next scheduled HOA board meeting, so processing speed depends largely on your HOA’s meeting frequency and managing system. We help speed up this process by preparing your documents correctly the first time and assisting with any additional requested documents by the HOA. Time-lapse completion is unknown for us, as it depends entirely on how this process is internally managed by each HOA board. How should I request HOA approval for installing hurricane protection? To request approval: Review HOA guidelines for color, placement, and design. Complete the architectural modification form provided by your HOA. Ensure compliance with building code requirements (per Florida Statute 553.73(1)(a)). Submit your form and documents via HOA portal, email, or physical delivery. Can my HOA stop me from installing hurricane shutters or impact windows? No. HOAs may regulate style, color, and installation method, but they cannot prohibit the installation of any hurricane protection device that complies with Florida Building Code. If a homeowner meets legal and code requirements, any HOA rule that blocks or unreasonably restricts installation is invalid under Florida law (HB 293, 718.113(5)). What if I submitted all documents, but the HOA still denied the application? Your application may have been denied due to: Missing or incomplete documentation, they must clarify what they need additionally from what was submitted originally. Documents not labeled correctly per HOA request. The HOA not being familiar with current Florida law and needing updates on CS/HB 293 (2024). ✅ It’s recommended to: Work with your contractor to re-submit all paperwork and share company credentials. Make sure the HOA receives a complete and well-organized package. Do not resubmit immediately. Instead, clarify concerns in person and wait for a clear response—remember, they can take up to 30 days. So it is important that you have all needed paperwork ready for resubmission. Can an HOA board deny the homeowners legal right to install registered hurricane protection products? No. However, permits for hurricane protection may be strategically delayed up to 30 days and held until compliant demands are fulfilled, asking for resubmission review to meet installation standards proposed by each product, or be partially denied along the process, but never denied in totality under invalid reasoning or without concrete proof. Bias perceptions that leave homeowners unprotected or limit them to certain products over safety are not acceptable. Denying an application for the installation of compliant hurricane shutters approved by the FL DBPR poses several risks for a Homeowners Association (HOA). It exposes the HOA to legal challenges and reputational loss, as seen in precedent cases like Slater v. Palm Beach Towers Condominium Association, Inc. (1995). In the present, Florida law protects homeowners under: Florida Statutes SB 4-D (2022) CS/HB 293 (2024) Statute 553.73(1)(a) (2018) Statute 718.113(5)(d) (2024) These laws guarantee the right to install any hurricane protection product that complies with the Florida Building Code. An unreasonable or total denial of these products is a legal violation, exposing the HOA to penalties and litigation. Furthermore, denying necessary hurricane protection or superior budget-fitting upgrades puts the HOA at risk of liability for storm-related damage or injuries. Unprotected openings, such as non-impact glass, ceiling-exposed areas, or non-rated doors, are highly vulnerable. Denial compromises the structure’s integrity and the safety of residents. What to do if my HOA is overly burdensome or acting outside its authority? If a homeowner finds their homeowners' association (HOA) to be overly burdensome or acting outside its authority, or presenting no compliant changes under the FBC and Florida Law regulations, there are the steps owners can take to escalate, report, and address these issues, or even get compensated for any hurricane related damages: It is unlawful to prevent homeowners to get hurricane protected. HOAs can only have rules to adapt such products to their standards and cannot prioritize over the security of the homeowners, which most companies and individual installers will be more than welcome to follow and fix to meet standards if necessary. If you applied and your HOA is denying your application with an undefined cause within a written response, follow next steps. Review the HOA Rules and the Florida Statutes, and compare. Florida has laws to protect homeowners in cases where safety is a concern, including hurricane protection. In particular, CS/HB 293 (2024) addresses restrictions imposed by HOAs on hurricane shutters or other storm protection devices registered upon the DBPR. Other laws include, but are not limited to: Florida Statutes SB 4-D (2022), Statute 553.73(1)(a) (2018), and Statute 718.113(5)(d) (2024). According to Florida law, an HOA may not prohibit the installation of hurricane shutters. However, the HOA may impose reasonable aesthetic guidelines (such as color) as long as they do not prevent the installation of shutters for safety reasons. The shutters must be made from DBPR-registered products for compliance. Most companies will be more than glad to follow these requests. All our hurricane protection products are DBPR registered and up to date. Try a second submission but better, and save their response in case of denial. Do it as the following samples and drafts: We do this for our customers for free. Attach: A Detailed Sketch, A Color and Function Summary, A Property Appraiser, and the whole NOA Package and Documents of the products you will install. Internal HOA Procedures: HOA Board: Start by addressing the issue directly with the HOA board. Often, HOAs have a formal complaint process outlined in their governing documents (CC&Rs, bylaws, rules and regulations). Annual/Monthly Meetings: Raise the issue at the HOA’s annual or regular meetings, where other homeowners and board members are present. State or Local Agencies: State Department of Consumer Affairs: Some states have a department or office that oversees homeowner associations and can take complaints. For example, in Florida, you can contact the Department of Business and Professional Regulation (DBPR), https://www.myfloridalicense.com/datamart/complaintDBPR.do. Local Government: Sometimes local governments have offices or departments that handle disputes related to HOAs. Such as cities, or counties offices (Where your tax district is referred to). Legal Action: Hire an Attorney: If the issue is severe and other steps have not resolved it, consulting with a lawyer who specializes in HOA law may be necessary. They can help you understand your rights and represent you in legal proceedings if needed, as well as to claim damages if you suffered from a disaster, and they failed on approval. Homeowners’ Advocacy Groups: Non-Profit Organizations: There are various organizations that advocate for homeowners' rights and can offer advice, resources, and sometimes intervention in disputes with HOAs. For specific steps and resources in Florida, you might consider reaching out to the Florida Department of Business and Professional Regulation (DBPR) or a local consumer protection office. https://www2.myfloridalicense.com/file-a-complaint/ Best Business Bureau, file a complaint: https://www.bbb.org/file-a-complaint/search They will contact your HOA. What is the bottom line for homeowners and HOAs? Florida homeowners are legally entitled to install any hurricane protection device that complies with the Florida Building Code. HOAs may regulate the aesthetic presentation but may not prohibit, restrict, or impose undue financial burden on homeowners. When HOAs collaborate with homeowners and contractors, the result is safer communities that maintain both structural integrity and visual harmony. What is the relationship between HOA rules and state law in Florida? State law takes precedence over HOA rules. This means any HOA regulation that attempts to override your statutory rights—for example, by prohibiting compliant hurricane protection or mandating costly alternatives—is not enforceable. Do you assist with the Homeowner Association (HOA) approval process? Absolutely. We fully assist with the HOA approval process at no additional cost to you. At Hurricane Protection Solutions & Blinds, LLC, we are committed to ensuring that your hurricane protection installation complies with your HOA's visual and structural guidelines. We handle all the necessary documentation to prevent delays and ensure your project aligns with both safety regulations and your community's aesthetic standards. We prepare all the required documentation so that you can submit it easily with your ARC (Architectural Review Committee) form or structural modification request. Providing you with a ready-to-attach and submit physical or digital package as required. Can HOAs mandate to finance my project? No, it is illegal, no one can mandate you to apply for these programs. It is your right to choose. Can an HOA deny my hurricane protection installation? No. Under Florida law, HOAs cannot prohibit the installation of approved hurricane protection products. They may request reasonable aesthetic adjustments, such as approved colors or styles available, but they cannot reject a compliant product outright. 📌 Florida Laws That Protect Your Rights: SB 4-D (2022) CS/HB 293 (2024) Florida Statute 553.73(1)(a) (2018) Florida Statute 718.113(5)(d) (2024) These laws state: Homeowners cannot be forced to install or avoid installing protection. HOAs cannot enforce a specific product or brand. All hurricane-rated products must be Florida DBPR approved, whether in HVHZ zones or not. Installations must follow safety and engineering guidelines (DBPR Product Plans). State legislation ensures your right to protect your property with hurricane-rated systems. Key protections include: Freedom to choose from any approved product or brand. HOAs can only regulate appearance, not force you to choose a specific model, allow certain models over others, or deny application or installation. All products must be Florida DBPR registered, whether located inside or outside HVHZ zones. What should guide my decision when choosing hurricane protection products under a HOA? Your decision should balance: Safety (ease of deployment, compliance with code) Visual impact (ability to blend with property aesthetics) Long-term maintenance Deployment time and effort Your Budget Accessibility (especially for older adults or residents with mobility concerns) What is a Homeowners Association (HOA) A Homeowners Association (HOA) is a private governing body that oversees certain residential communities, including subdivisions, condominiums, and planned developments. Its primary role is to maintain the community’s appearance, enforce neighborhood standards, and manage shared spaces. Key Functions and Features of an HOA: 🧭 Purpose: HOAs are established to protect property values and enhance the quality of life within a community. They oversee the maintenance of common areas such as parks, landscaping, sidewalks, clubhouses, and pools. They also enforce rules on things like exterior modifications, noise levels, and parking. 🏛 Governance: An HOA is typically managed by a board of directors—homeowners elected by their fellow residents. This board makes decisions, oversees the community's finances, and ensures the rules are fairly enforced. 📜 Legal Incorporation: Most HOAs are legally incorporated, meaning they operate as nonprofit organizations under state law and follow specific corporate governance rules. 📖 Governing Documents: The HOA operates based on a set of legal documents, which may include: CC&Rs (Covenants, Conditions & Restrictions) Bylaws Community Rules and Guidelines These documents outline what homeowners can and cannot do with their property, and how the community is managed. 👥 Membership: When you purchase a property within an HOA community, membership is automatic. All residents must comply with the HOA’s rules and pay required fees or dues. 🔧 Rule Enforcement: HOAs have the authority to enforce community rules. This can include issuing violation notices, imposing fines, and requiring compliance with architectural standards or maintenance obligations. 💰 Financial Responsibilities: To fund community upkeep, HOAs collect regular dues or assessments from homeowners. These fees support services such as lawn care, building repairs, insurance for shared spaces, and long-term improvements. ⚖ Legal Authority: In many states, HOAs have significant legal power. This includes the right to place liens on homes for unpaid dues and, in extreme cases, initiate foreclosure proceedings. How does Hurricane Protection Solutions & Blinds ensure HOA compliance and aesthetic standards? Hurricane Protection Solutions & Blinds LLC ensures that: All installations meet Florida Building Code, U.S. law, and DBPR approval. Every product is installed by qualified professionals who follow aesthetic and structural standards. We provide documentation and credentials for all distributed and manufactured products. 📄 You can view all our product credentials by scrolling down on our website and clicking each product brand for more information. Are insurance discounts still available for compliant hurricane protection? Yes. Under Florida Statute 627.0629(1), insurance companies must offer premium discounts for homes equipped with approved hurricane protection devices, including shutters and impact windows. Compliance not only improves safety—it can reduce your long-term insurance costs. 🔗 Florida Statute: https://www.flsenate.gov/Laws/Statutes/2024/627.0629 Have into account, all windows and doors retaining glass sections must be covered by compliant shutters up to +130mph hurricane rated (Revise your window units compliance checking the stickers for manufacturer or FL# at https://www.floridabuilding.org/pr/pr_app_srch.aspx) or NOA at https://www.miamidade.gov/building/pc-search_app.asp What if I live in a community governed by an HOA? HOAs cannot legally prevent you from protecting your home—but they may: Require aesthetic conformity (e.g., matching colors) Demand permit approval before installation Impose fees if not previously approved We work directly with your HOA to ensure your installation is both code-compliant and aesthetically approved. 🔗 Florida HOA Law Reference: https://www.flsenate.gov/Session/Bill/2024/293 https://www.flsenate.gov/Laws/Statutes/2024/720.304 Has Florida updated its hurricane protection requirements? Yes. The Florida Building Code (FBC) has been updated through the 8th Edition (2023) and remains in effect for this date. These updates include revised definitions of wind-borne debris regions (WBDRs), expanded geographic coverage, and modernized testing standards for shutters and impact-resistant glazing. 🔗 Full Interim Report on WBDRs: https://www.floridabuilding.org/fbc/commission/FBC_0125/hrac/Interim_Report_WBDR.pdf What areas are designated as High-Velocity Hurricane Zones (HVHZs)? Miami-Dade County and Broward County are designated as HVHZs. These areas must meet the strictest building and product testing standards in the state, including full protection of the building envelope and stricter design loads. 🔗 Source: https://en.wikipedia.org/wiki/Florida_Building_Code Is it necessary to issue a building permit for hurricane protection products in Florida? Yes, in many cases it is necessary and we highly recommend it. Florida Building Code considers hurricane protection products (like shutters and impact windows) as permanent structural additions to your property. Permits ensure proper compliance, safe installation, and long-term legal protection. Florida Building Code (8th Edition, 2023–2025): https://codes.iccsafe.org/public/document/details/toc/2023_FL_Residential Fail on issuing proper permitting may lead to: Delays or canceled installation Penalties or fines Uninsurable installations Compromised safety or failed inspections In HOA communities, it may also lead to: Denied approval for completed work Sanctions until proper permits are filed Are there any structures exempt from the Florida Building Code’s hurricane protection rules? Yes, the following are exempt: Federal buildings (preempted by federal law) Non-residential farm buildings Temporary construction sheds Temporary mobile offices (with ADA exception) Utility generation and transmission facilities Temporary film and TV production structures Chickees built by the Seminole or Miccosukee Tribes 🔗 Florida Statutes Reference: https://www.flsenate.gov/Laws/Statutes What Does “Preempted by Federal Law” Mean? When something is preempted by federal law, it means that federal laws override or take priority over state or local laws in that specific area. This is based on the Supremacy Clause of the U.S. Constitution (Article VI, Clause 2), which says that federal law is the “supreme law of the land.” 🏛 In Practice: If a building, project, or activity is regulated by a federal agency, then state or local regulations—like building codes—cannot impose additional or conflicting requirements. 🔧 Example in Florida Building Code: Some structures are exempt from Florida’s hurricane protection rules because they are preempted by federal law. For example: - Federal buildings (such as military bases or VA hospitals) - FAA-regulated airport facilities - US Postal Service buildings These are governed by federal construction standards, and the state cannot legally enforce its own requirements on them. Federal Preemption Explained: Cornell Law School – Legal Information Institute: https://www.law.cornell.edu/wex/preemption Congressional Research Service – Federal Preemption: A Legal Primer (PDF): https://crsreports.congress.gov/product/pdf/LSB/LSB10539 Do You Help Submitting Building Permits? Yes, we do, with flexible options depending on your preference and property type. We specialize in guiding homeowners through the permit process and can also submit permits on your behalf, particularly for residential properties or when requested. We offer two options: Homeowner submission (Recommended for all Residential): We provide all paperwork at no charge, guide you through the process, and help you submit it online to your local city/county building department. Company-submitted permits (Recommended for Commercial): For a $500 service fee, we handle the entire process through our licensed general contractor, including notarization, submission, and follow-ups. City permit fees are billed separately to the owner directly. What you’ll need to do: Sign the required documents we provide. Attend a notary appointment, if requested (certain documents require notarization). Have all sealed documents ready on the inspection date. Clear the permit fees, billed directly by the city/county. Wait for updates—we handle the coordination, submission, and follow-up with the city/county. 💡 Tip: Contact your local building department for a fee estimate by asking about the cost for a "hurricane shutters – structural addition" permit submitted as the owner. You may be asked for your project’s net square footage to calculate fees. 📄 Additional Notes: This service is separate from installation and manufacturing, and any city permit fees are paid directly by the customer to the city. We are happy to provide all required documentation if the property owner chooses to submit the permit independently. HOAs may mandate to use a general contractor for certain projects. When should permitting be filed under a contractor license instead of as an owner-builder? For most residential hurricane shutter installations, permits can be filed directly by the property owner. That’s because shutters are considered permanent additions but classified as non-structural changes under Florida Building Code — meaning a general contractor is not mandated for permit filing. However, filing under a licensed general contractor may be necessary in the following cases: Commercial buildings Large-scale, complex, or town house installations HOA requirements mandating contractor oversight Complex setups involving major exterior modifications If needed, we can file under our contractor license for an additional $500, plus standard permitting fees, or submit it as builder-owner. Inspection Process: City/county inspectors verify anchor type and spacing, FPA labeling, and shutter functionality. Many now allow drone or photo-based inspections for manual systems like panels, accordion, and rollers. Before applying as homeowner, check your selected company credentials. 📄 Learn more: Our Contractors License Info What are Wind-Borne Debris Regions (WBDRs) and how are they defined? WBDRs are areas where enhanced wind protection for windows and doors is required. As of 2025, a WBDR includes: Areas with ultimate design wind speeds (Vult) of 140 mph or greater Areas within 1 mile of the coast with Vult of 130 mph or greater, particularly with Exposure D conditions (open water or flat terrain) This updated definition expands WBDRs to include inland areas that weren’t previously covered. 🔗 Source: https://www.floridabuilding.org/fbc/commission/FBC_0125/hrac/Interim_Report_WBDR.pdf Who decides if I need a permit—my HOA or the city? Both may have a role. Your city or county determines if a building permit is legally required. Your HOA may require a permit as part of their approval process, even if your local jurisdiction does not. 💡 Not obtaining permits when required by either can result in: Delays or stop-work orders Fines or legal action through the city Installation rejections by your HOA HOA rules are enforceable for aesthetic and procedural compliance, but they cannot prohibit hurricane protection products outright. 🔗 Legal Reference: Florida Statute §720.304(4) https://www.flsenate.gov/Laws/Statutes/2024/720.304 🔗 Legal Reference: House Bill 293. https://www.flsenate.gov/Session/Bill/2024/293 Do insurance companies require a permit? They only require proof of compliance. Most insurers will ask for: Photos before and after installation Product certificates or labels The Notice of Acceptance (NOA) from the Florida DBPR We include all of these in your final paperwork package. 🔗 Florida DBPR Product Approval Search (NOAs): https://www.floridabuilding.org/pr/pr_app_srch.aspx What is a City or Building Permit? A building permit—often referred to as a city permit—is an official, written authorization issued by your local city or county building department. It grants legal permission to begin a construction, remodeling, or structural modification project on a property. 🏗 Purpose of a Building Permit: To ensure the safety and structural integrity of your project. To confirm the work meets all applicable building codes and zoning regulations, including the Florida Building Code (FBC). To protect property value, neighboring structures, and community standards by enforcing proper construction practices. 🧱 When Is a Building Permit Required? Building permits are typically required for: Exterior changes (e.g., installing hurricane shutters, enclosing patios, adding roofing structures). Structural additions or modifications that affect the building’s stability, safety, or appearance. Significant renovations such as window replacements, electrical upgrades, or foundation work. Not all projects require a permit—minor repairs or non-structural interior changes may be exempt—but it’s always best to check with your local permitting authority or contractor. Are there risks to installing hurricane protection products without a permit? Yes. Projects may be halted by building inspectors or your HOA. Poor or non-compliant installation by unlicensed or unpermitted work may result in: Safety hazards Voided insurance coverage Permits ensure the installation: Meets the Florida Building Code Is inspected and approved Has proper documentation in case of future claims or resale What are the options for protecting windows and glass doors in WBDRs? To comply with the Florida Building Code in WBDRs, you must protect glazed openings using either: Impact-resistant glazing (laminated glass with an internal plastic film), or Approved hurricane protection systems, such as shutters tested to: ASTM E1996 (impact resistance) ASTM E1886 (cyclic pressure resistance) 🔗 Code Reference – Florida Residential Code Chapter 3: https://codes.iccsafe.org/content/FLRC2023P1/chapter-3-building-planning How can homeowners meet the hurricane protection requirements? Two main methods: Install impact-resistant windows/doors, or Use code-approved shutters, such as accordion, roll-down, or panel systems with a minimum load pressure of 130mph. Each product must be tested and approved under Florida Building Code standards. 🔗 Miami-Dade NOA Search (Notice of Acceptance): https://www.miamidade.gov/building/pc-search_app.asp 🔗 Florida Product Approval Search: https://www.floridabuilding.org/pr/pr_app_srch.aspx When to consider Building Permitting? Building permits are not always required for hurricane protection installations—but there are specific cases where a permit is recommended or mandatory, especially for non-standard projects or installations involving multiple units, or entire property covering. 🧾 When a Permit is Typically Required: You should consider applying for a building permit when: You are installing multiple hurricane protection units at once. Your project includes non-standard units (oversized, custom-fitted, or structural modifications). You are working on a commercial property or a multi-story/high-rise building. The project involves a complete exterior coverage under an HOA-regulated residence. The estimated project value is over $2,500, especially if your HOA requires it. As part of our service, we assist customers in preparing a permit-ready document package, which supports the safety and functionality of the installation. These documents can also be used for insurance discount submissions once the installation is approved. 🏘 Permitting & HOAs: If your property is part of a Homeowners’ Association (HOA): You must always obtain HOA approval for visible changes to the front of the property or for any exterior structural changes. Most HOAs also require that all projects comply with approved product specifications, often referencing the Florida Building Code. ⚠️ When a Permit May Not Be Required: Storm panels usually do not require a building permit, at least directly requested by the county or city, or HOA. For single, standard-sized hurricane shutters, a permit is typically not required. For terrace enclosures or patio close-ups, a permit is only needed if concrete work is required to support installation (e.g., creating a mounting base on the floor or connecting to exterior columns). 🛡 For Insurance Purposes: Insurance companies do not require a building permit, but will ask for: The product’s Notice of Acceptance (NOA) or certification documentation. Photos of the installed units. Visible manufacturing stickers on each unit showing compliance with approved standards. Does the Florida Panhandle still have an exception to the wind protection rules? No. The previous “Panhandle Exception” has been eliminated. Now, any area with qualifying wind speeds or exposure conditions, even in the Panhandle, is subject to full compliance with wind-borne debris protection requirements. 🔗 Source: https://www.floridabuilding.org/fbc/commission/FBC_0125/hrac/Interim_Report_WBDR.pdf On-Site Visit & Documentation Our team will: Take precise exterior (or interior, if needed) measurements. Photograph each opening. Confirm logistics and show samples. Notice of Acceptance (NOA), sketch plans, and fillable documents are provided electronically. Customers can submit permits independently or authorize HPS to manage them. Installation Process Begins after HOA approval (If any). Exterior-only installations (e.g., accordion shutters, roller shutters, panel types) may proceed without interior access. Interior access required for: - Electric roll-downs - Impact windows - High-floor units Installations may be postponed due to: - Rain or weather alerts (weather.gov) - Safety concerns or ground conditions Finished installation: All units are demonstrated Product labels are verified Pre- and post-install photos are recorded Final 50% payment is collected Final Inspection Only if permitting was required. Scheduled with city officials per permit conditions. Customer must keep documents available on inspection date. We notify customer once inspection is approved online. Adjustments (if any) are made per inspector feedback. Quote Review & Acceptance Quotes are sent via email. Same Pricing Warranty: 6 months. Quotes can be updated or renewed upon request. Signing electronically and making the down payment (typically 50%) confirms the agreement. Homeowners can decide to clearing the down payment once the HOA ARC has been approved. By Florida law, customers have 3 business days to cancel financing. Projects can be cancelled with full refound before manufacturing starts. Manufacturing starts once all permits are secured for approval. All hurricane shutters have a 10-year warranty on labor and parts. Quote includes embedded terms and conditions. Please, read all terms and ask all questions as needed. Project Management Summary 1. Lead Entry & Qualification ↓ 2. Appointment Scheduled ↓ 3. Estimate Created (Phone/Email or On-Site) ↓ 4. Quote Sent (Email + SMS Link) ↓ 5. Quote Approval + Deposit Received ↓ 6. HOA Application & Approval (if applicable) ↓ → ARC Application Documentation Package Sent for Submission. 7. Building Permit Issued (if required) ↓ → All Documents Signed, Notarized, Recorded, and Submitted. 8. Final Measurements Confirmed ↓ 9. Manufacturing Begins ↓ 10. Installation Scheduled ↓ 11. Installation Performed ↓ 12. City/County Inspection Completed ↓ 13. Final Documentation & Warranty Provided → Completion Certificate Received. Project Completion Final documentation delivered: - Payment receipt - Permitting package - NOA and installation report Maintenance instructions provided: Units require annual maintenance to maintain 10-year warranty on hurricane protection products. HOA & Building Permitting If We Handle It: We’ll prepare and submit the full HOA ARC application package. We’ll complete and notarize all required permitting documents. You’ll only need to sign and cover the standard permitting fees for issuance and inspections—nothing more. We’ll track the permit issuance and coordinate the inspections on your behalf. Important Notes: No building permit is required for storm panels, unless specifically requested by your local authority. Your HOA cannot legally prohibit compliant hurricane protection systems (F.S. §720.304(4); CS/HB 293, 2024), just decide on available colors and design. Agreements are confirmed only after the down payment is received. If you're concerned that your HOA may attempt to deny the application by CS/HB 293, 2024, you may choose to hold the down payment until your HOA approval is confirmed—for your peace of mind. Manufacturing of the products is issued once the HOA, has confirmed approval. Appointment & Quotation Process Free in-home consultations, including weekends. Quotes provided on-site or remotely (via phone, email, or video call). Customers can submit photos and measurements to: info@hpssouthfl.com Final quote confirmed after on-site measurements are verified. All quotes include: Material Installation Delivery Applicable Discounts & Taxes Optional adaptations & cleanup FAQs

1(866)470-0133 | Learn about our customers experience, describe yours, or give us feedback to better assist other customers. At Hurricane Protection Solutions and Blinds, we take pride in helping homeowners like you safeguard their properties with reliable, high-quality hurricane protection. Your safety and peace of mind are at the heart of everything we do. We invite you to explore our testimonials and see how we've made a difference in the lives of Florida families. If you've worked with us, your experience could help others prepare for hurricane season with confidence. Together, we can build a stronger, safer community! Please, leave your testimonial, and help Florida families know, what to expect from us. Reviews & Testimonils Non Specified Addresses Family-Owned, Customer-Focused. As a family-owned and operated business, we understand the importance of protecting what matters most. That’s why we are committed to delivering expert planning, seamless logistics, and top-tier hurricane protection solutions across Florida. Engineered for Safety & Peace of Mind. Hurricane-certified shutters aren’t just an option—they're a necessity. Every year, Florida faces unpredictable storm threats, and everyone deserves affordable, effective protection that suits their needs. Reliable. Certified. Affordable. Your safety is our priority, and our dedication shows in every product and service we provide. Our mission is simple: to protect your home and family with excellence, professionalism, and care. We will help you accommodate on pricing and payment plans. We are grateful for the trust and support of our customers, and we’d love to hear from you. Your feedback helps us continue to serve and protect Florida families for years to come.

1(866)470-0133 | Financing & Payment Plans Available. Certified Hurricane Protection Products and Decorative Window Tretments. Secure your home with our shutter ctalogue or enhance your energy efficiency, light, and provacy with our window treatment options. Hurricane Protection Solutions & Blinds, LLC is located at Orlando, Fl. We serve All Central Florida & South Florida. Contat US - Main Site Exterior Hurricane Protection Interior Window Decoration Residential & Commercial All quotations are for free! We check, we show, we measure. All at your place. Online options available below. We Value Your Privacy. We Will Reply and Call Once by Submission. (407)743-2143 Please, Reply Attachments to info@hpssouthfl.com Select an Option First name Email Phone Address We Fight Spam and Bots. Customers' Contact Form Only. Non Customer Requests will be rejected. Submit Thanks for submitting! Shop Online Hours of Operation Attending Hours: 9:00 am to 8:00 pm. Weekends: 10:00 am to 6:00 pm. Working Hours: 7:30 am to 8:30 pm Installation Scheduling: We will contact you ahead of schedule and the day before installation. Please, leave a clear way to the installation site, according to your project. Exterior installation schedules are set during the assigned week and performed along the day, including weekends. Owner presence is not required. Interior Property Access is Not Required. Interior installation schedules are set on customer's convenience and availability. Customer's Presence Required. All installations are cancelled and rescheduled under inclement weather and weather alerts .

Hurricane Protection Solutions & Blinds, LLC – A family operated small business. Proudly serving Florida since 2017 on hurricane protection and window treatments, stablished on 2019. Get started for free on a secure and stylish future. We plan and install; All at once. Company Goal A Planning and Logistics Company Interior Window Treatments & Exterior Hurricane Protection ©2019–2025 Hurricane Protection Solutions and Blinds, Since 2017. All rights reserved. At Hurricane Protection Solutions & Blinds, LLC, we are more than just a company — we are a legacy. Our roots trace back to Joe Luis Interiors Corporation, a small business, founded in 1983 , where Mr. Jose Milanes, Co-Founder , journey began, by enhancing residential and commercial interior spaces with a wide range of decorative window treatments, including curtains, blinds, carpets, and flooring. For over two decades, Mr. Jose's unwavering dedication to customer satisfaction led to countless successful installations, transforming homes and businesses from the early 80s through the early 2000s. This commitment to quality and service became the foundation of what we are today. In 2017, we started Hurricane Protect Solutions, LLC, with a mission to provide robust and reliable hurricane protection shutters. Officially registered on April 30th, 2019, we proudly served the Homestead, FL community with certified products that offered both protection and peace of mind. As our reputation grew, so did our commitment to keep expanding our services to new areas. On July 27th, 2023, we rebranded as Hurricane Protection Solutions & Blinds, LLC to better reflect our broadened expertise. This pivotal year marked our expansion into Central Florida, where we integrated comprehensive hurricane protection with interior window treatments to serve a wider range of customers. Today, we proudly serve families and businesses across Florida with tailored solutions to meet diverse needs. Whether you're securing a balcony, fortifying a high-rise building, or protecting a garage in a coastal area, or simply looking for an easier setup on your residence, our extensive experience ensures we deliver products designed to withstand even the toughest conditions. With a legacy rooted in dedication, and a future driven by securing families, Hurricane Protection Solutions & Blinds, LLC remains committed to enhancing the safety, beauty, and comfort of every home and business we serve. Adrian Arrieta, Rep. Mgr. Paula Mora, Founder & Executive Free Quotations (407)743-2143 Central Florida (305)859-1857 South Florida Suppliers & Partners

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1(866)470-0133 | ​ Say good bye to dusty blinds and upgrade to roller shades for a sleek look. Adjust light fluency and privacy balance. Choose manual for tactile control or motorized for ultimate convenience. Redefine home aesthetics with cutting-edge technology and enhace your energy efficiency with our roller shades. Roller Shades Roller Shades Fade light with ease and maintain a natural light environment. Roller Shades Explore a wide array of designs and colors with our diverse collection. Find the perfect style to suit your taste and elevate the aesthetic of your living space. Roller Shades Enjoy the view and maintain privacy. Take advantage of our entirely free estimates. There are no charges before or after our visit. Simply give us a call at (407) 743-2143, schedule a convenient day and time, and our experts will come to your location, bringing samples and taking measurements—all at your convenience. Roller Shades Fade light with ease and maintain a natural light environment. 1/3 Contact Us! Get rid of traditional blinds and upgrade to the modern allure of our manual or motorized roller shades. Upgrade your living spaces with a contemporary touch that combines elegance and functionality seamlessly. Our roller shades offer a unique design, allowing light filtering for the perfect balance of light and privacy. Opt for the manual option for tactile control, or indulge in the ultimate convenience of motorized zebra shades, where innovation meets ease. With just a remote, experience a new era of window coverings that redefine your home aesthetic. Make the switch today and elevate your surroundings with the timeless charm and cutting-edge technology of our Roller Shades. Why to upgrade? Embrace Effortless Elegance: Step into a world of refined simplicity with our roller shades, offering a modern alternative to traditional blinds. Our roller shades allow a gentle diffusion of light, creating a soft and inviting atmosphere in your living spaces. Seamless Style: Say goodbye to the cluttered look of blinds and welcome the clean lines of roller shades. With a sleek and minimalistic design, these shades effortlessly complement any decor, adding a touch of contemporary style to your windows. Soft Light Filtering: Experience the beauty of filtered natural light. Unlike traditional blinds, our roller shades delicately diffuse sunlight, providing a warm and comfortable ambiance without compromising on privacy and reducing heat. Easy Operation: Enjoy the simplicity of operation with our roller shades. A smooth manual pull or opt for the convenience of motorization to effortlessly raise or lower the shades, ensuring a hassle-free and user-friendly experience. Versatile Design Options: Customize your living space with a variety of fabric options and patterns. Our roller shades offer versatility in design, allowing you to tailor the window coverings to suit your taste and enhance the overall aesthetic of your home. A Modern Touch: Roller shades offer a clean and contemporary look not only enhancing your windows but also brings a touch of elegance to every room, a departure from the traditional blinds, hiding the shade on the roller cassette for a cleaner look. Upgrade Your View: Make the transition from horizontal and vertical blinds to our roller shades and redefine the way you experience light and style. Forget about overall dust built cleaning and transform your living spaces effortlessly with the perfect blend of modern design and functional simplicity. Start Today!