How to Choose the Right Impact Windows for Your Home
- Paula Mora
- 1 day ago
- 6 min read
Selecting the right impact windows for your home can be a challenging task. With so many options available, how do you know which ones will provide the protection and style you need? This guide will simplify the decision-making process by outlining key factors to consider when choosing impact windows.
Understanding Impact Windows
Impact windows, also known as storm-resistant or hurricane-resistant windows, are designed to withstand severe weather conditions. They consist of multiple layers of reinforced laminated glass and a strong aluminum frame to prevent breaking during high winds or flying debris. This makes them an essential feature for homes in hurricane-prone areas.

Benefits of Installing Impact Windows
Investing in impact windows comes with several benefits:
Safety: Impact windows protect your home from break-ins and severe weather, enhancing the overall safety of your family.
Energy Efficiency: Many impact windows have energy-efficient designs that help regulate your home’s temperature, reducing your heating and cooling costs.
Noise Reduction: The layers of glass and sturdy frames also reduce outside noise, creating a more peaceful environment indoors.
Insurance Discounts: Some insurance companies offer discounts for homes equipped with hurricane shutters or impact windows, which helps to offset the initial investment costs.
Key Features to Look For in Impact Windows
When shopping for impact windows, consider the following features to ensure you make the right choice:
1. Certification and Ratings
Impact windows should meet specific safety standards and certifications. Look for windows that have been tested and approved by organizations such as the American Society for Testing and Materials (ASTM) or the National Fenestration Rating Council (NFRC). These certifications indicate that the windows have passed rigorous safety tests.
2. Material
Windows come in various materials. Each material has its advantages and drawbacks, however for the best durability aluminum framing is a must to avoid overtime framing deformation, available in various neutral colors such as white or bronze.

3. Glass Types
There are various types of glass used in impact windows. Laminated glass is the best option as it consists of two sheets of glass with a plastic interlayer, making it highly impact resistant and avoids shattering. Look for double glazing options, which provide better insulation and soundproofing. Also, available with tinting glass for a refined privacy.
4. Frame Design
The design of the window frame plays a significant role in its overall strength and aesthetic. Ensure the window frame has proper reinforcements, as well as weather seals to prevent air leaks. Consider custom designs if your home has unique architectural features.
5. Installation Process
Proper installation is crucial for the effectiveness of impact windows. Be sure to hire a certified contractor experienced in installing impact windows. Poor installation can lead to air leaks and compromise the window's ability to protect against severe weather.
Evaluating Costs and Budget
Before making a purchase, it is essential to evaluate your budget. The cost of impact windows can vary widely based on size and features. On average, homeowners can expect to pay between $500 and $1,000 per window, excluding installation.
Consider the long-term savings from energy efficiency and insurance discounts as part of your budget. When comparing prices, remember to factor in warranties offered by manufacturers, as this can save you money in the long run.

Choosing a Reliable Dealer: What Every Homeowner Should Know
When it comes to protecting your home, selecting a trusted dealer is just as critical as choosing the right impact-resistant products. A reliable dealer does more than just sell materials—they provide peace of mind through expert guidance, quality service, and compliance with local regulations.
Look for Proven Experience
Start by researching companies with a solid track record. While not all manufacturers offer full-service options, many refer customers to certified dealers who do. Reputable dealers often provide end-to-end service, including product consultation, in home services, professional installation, and management of Florida permitting requirements. Many are also happy to show you completed or in-progress jobs so you can see their work firsthand.
Ask for Local Recommendations
Don’t underestimate the power of word-of-mouth. Ask your neighbors or friends who have installed hurricane shutters or impact windows about their experience. Personal referrals can quickly help you separate the trustworthy from the questionable.
Verify Licenses and Business History
Before making your final decision, do a quick background check:
Ensure the contractor is licensed and registered with the Florida Department of Business and Professional Regulation (DBPR) as a General Contractor or Residential Contractor with at least 5 years of experience.
Visit Sunbiz.org to verify that the business has been active and registered in Florida for at least 5 years.
This helps confirm that you're working with an established professional—not a fly-by-night operation.
Consider the Value of Independent Dealers
Many homeowners prefer to work with family-owned or long-standing dealership companies. Despite the assumption that buying directly from a manufacturer is cheaper, that’s not always the case. Manufacturer-owned sales reps often earn higher commissions, which can inflate the final price. Independent dealers, by contrast, typically receive smaller commissions but may offer more transparent pricing.
Be cautious of permitting fees as well. Some dealers include permitting as part of the service, while others charge extra. In some cases, fees can exceed $700 when handled by the dealer—or over $400 if you’re left to apply as the homeowner.
Reliable companies only charge from $300.00 to $500.00 when a contractor is required, and free submissions if the homeowner decides to apply instead.
Homeowner vs. Contractor Permitting: What’s the Difference?
When planning a home improvement project—especially those involving impact windows or structural changes—it’s important to understand whether you need to apply for the permit yourself or work through a licensed contractor.
Do You Always Need a Contractor?
Not necessarily. While many believe a licensed contractor is required for all projects, Florida law allows homeowners to apply for permits on their own property under certain conditions—particularly for smaller or simpler jobs.
For example, single window additions or replacements, or minor exterior modifications, may not legally require a contractor. That said, there are important considerations to keep in mind.
Why Hire a Contractor?
A licensed contractor brings technical knowledge, compliance assurance, and accountability to the project. They are responsible for ensuring the product is installed according to Florida Building Code (FBC) standards and manufacturer-approved installation instructions registered with the Department of Business and Professional Regulation (DBPR). Their involvement helps guarantee that your project passes inspection the first time.
Contractors are especially valuable for:
Full-home renovations or multiple-unit installations
Second-story or hard-to-reach installations
Projects involving structural alterations or concrete work
Homes under HOA or commercial jurisdiction
What Do Inspectors Check?
City or county inspectors do not judge craftsmanship or brand—they only verify that the installed product meets FBC requirements and follows DBPR-approved installation methods. Whether the permit is issued to a homeowner or a contractor, the end goal is the same: code-compliant installation.
Consider the Cost-Benefit
While hiring a contractor can add an estimated $500 or more to a small project, it may save time, stress, and costly re-inspections—especially if you’re unsure about the product or process. If you're confident in your installer’s field experience and the simplicity of the project, applying as a homeowner is a valid option.
Final Considerations for Your Home
As you finalize your choice of impact windows, here are some additional considerations:
Visual Appeal: Impact windows can enhance the look of your home, so choose designs that complement your property. Consider the style of your home—modern, traditional, or something unique—and select windows that fit seamlessly.
Local Climate: Assess the local climate and your home's specific needs. For example, homes in coastal areas may require stronger protection compared to those inland.
Resale Value: High-quality impact windows can increase your home's resale value. Potential buyers will appreciate the added safety and energy efficiency that impact windows offer.
Local Building Codes: Always check your local building codes regarding impact windows. Some areas have specific requirements for installation and materials due to weather concerns.
Making Your Decision
Choosing the right impact windows for your home requires researching and evaluating your options carefully. By understanding the benefits, features, and costs associated with impact windows, you can make an informed decision.
Remember to consult professionals to ensure proper installation and compliance with local regulations. Ultimately, high-quality impact windows provide the protection your home needs from severe weather, along with potential energy savings and insurance benefits.
Incorporating hurricane-resistant windows can safeguard your home while enhancing or maintaining its aesthetic appeal. Don't rush this decision; take your time to weigh all options and choose what best suits your needs and budget.
And finally, but most noticible, impact is not cheap. For homeowners looking for a more budget-friendly alternative—especially when not applying for grant programs—the combination of compliant standard windows with extruded aluminum accordion shutters offers a practical and code-approved solution.
A Glance to a Budget Frliendlier Option.
While regular windows alone are not impact-rated, pairing them with accordion systems (rated for +160/-160 mph) delivers reliable storm protection at a lower cost than full impact window replacement, making it an ideal choice for phased upgrades or out-of-pocket projects, and same isurance discounts. But this is a hole subject for another blog post.

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