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Frequently Asks and Questions

Divisor

General questions, detailed answers, and relevant sources.

Installations are Postponed and Rescheduled Under Inclement Weather and Alerts

"The official hurricane season for the Atlantic Basin is from June 1st to November 30th...".
Cyclone activity can still occur out peak months.
https://www.nhc.noaa.gov/climo/

Terms & Conditions

Useful Sources

Useful Sources

What to do in case a hurricane approaches?

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North Atlantic Hurricane Season.

From: June 1st.
Until: November 30th.

NOAA

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Have you thought about how to get your property ready for the hurricane season?​​

 

You can contact us to get a free in site quotation and clarify all your doubts about the different products we offer to keep your openings protected, and which options best suits your home.

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Helpful Sources:

 
During an emergency:​

  • During an active hurricane in your area, you must follow expert advice and guidelines.

    • For Emergencies, call 911.

  • With time, make sure to evacuate if the hurricane will approach to your zone.

  • Our products will make the best to avoid the wind pressure break through your openings, including possible debris projectiles. Check our products at the DBPR clicking on the brands below.

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Getting prepare:

  • First, make a plan before hurricane season, and seek the instructions of your location agencies such as firefighters, police, and government. Cities often bring inspections, and independent inspectors can tell which reinforcements your property needs before hurricane season arrives.

  • Prepare food for some days and medic kits for each person.

  • If you get hurricane certified unit products with our company, you will be able to open certain units from inside the house, so you have emergency exits prepared, being able to make an evacuation plan in case you need to leave seeking expert instructions.

  • If you are able to afford a house generator, get one. Otherwise, camping portable power stations, are great alternatives for less than $400.00. Get batteries and lights for each person. Don't use candles or other light sources that need fire to avoid a bigger disaster, but get some to strictly use as the last resource once the hurricane emergency has ceased.

 

National Oceanic and Atmospheric Administration:
Track active hurricanes online,

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​​​​National weather system:
Hurricane Categories,
https://www.weather.gov/mfl/saffirsimpson.

 

The following YouTube video link is meant to let viewers get a better idea on how to get prepared:

  • We recommend always seeking professionals instructions and advice. During an Emergency, Call 911.
    ​The State Assistance Information Line at 800-342-3557 can provide an additional resource for those in Florida to receive accurate and up-to-date information regarding any emergencies.

Company Details & Useful Sources

Main Information

 Are you licensed and insured?

Are you licenced and insured?

Yes.

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Business License:
BUS-1114157

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Insurance Information:

Spinnaker Insurance Company
1-888-221-7742

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Licensed Producer:
Edda Lee Montes

Good Faith Insurance Services

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Program Administrator:
Coterie Insurance Agency, LLC

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  • We are prepared to conduct your project for both residential and commercial.

  • Our hurricane protection products are approved under the Florida Building Code (FBC). All products are labeled, and available for installation throughout all of Florida, and all installations are performed under DBPR, FBC, Regulations.

  • We provide all the necessary documentation for installation as needed and requested for any permitting requirements.

  • Our associates, as general contractors, notaries, and installers, are independent and screened, and selected depending on area and project requirements, whom we have worked with for years.

  • Simultaneously, all our associated members must follow the Florida law at the moment of issuing any projects and procedures, as well as having all needed documents up to date while participating in any project issued by Hurricane Protection Solutions & Blinds, LLC (sunbiz.org).

 
 
 
 
 
Couty regulations on hurricane protecion products

​Where do I check my county regulations on hurricane protection products?

​You can find this information directly at your corresponding tax district, County or City website.​

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  • However, for a faster answer, call to your corresponding tax district county or city building division.

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  1. Once you know your tax district, go to your tax district County or City website.

  2. Then, open the corresponding link from your county/city link from the following State of Florida official websites:

    1. Alternatively, you can check for the same information using an interactive map at: https://www.beycome.com/blog/property-tax-number-florida/.

Permitting

Permittng

Do you Assist on the ​Homeowner Association Approval?

Homeowner Assoiton

Yes, we take care of the dealing process at no cost.​

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Hurricane Protection Solutions & Blinds, LLC Compromises to follow the necessary rules for installation so that your project installation matches your property visual needs and appeal with your community's appearance regardless of HOA jurisdiction, for the best match possible.

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We deal with the HOAs ARC process for free, since it is our responsibility to ensure all the documentation is ready to proceed with the installation, so that we do not have delays due to documentation issues.

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  • All you do is:

    • Sign in the necessary paperwork.

      • Commonly, the Architectural Modification/Review Construction (ARC/AM) Form.

    • Wait for the submission package, as we fill and attach the documents for you.

      • Some HOAs demand owners to submit everything directly, in which case we will prepare the document package physically for you as well, in order to submit in person.

    • Clear the HOA fees.

      • Most associations do not charge fees for this simple and standard process.

      • However, in some homeowner associations, processing fees may vary for review, expedition, and reaplications.

 

 

Have the following information into account: 

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  • A homeowner's association (HOA) is an organization in a subdivision, planned community, condominium building, or similar that makes and enforces rules for the properties and their residents. 

  • Those who own/purchase any property within an HOA's jurisdiction automatically become members and are required to pay member dues and fees.

  • Some associations can be very restrictive about what members can do with their properties exterior view, being this the reason these kinds of organizations ask for authorization permits.

    • Some homeowner associations will demand to issue a building permit apart for big projects, normally stated on the letter/notification approval. But you can always ask before to expedite other necessary processes.

  • To request the Homeowner Association approval, the owner must sign the structural modification form (ARC Form), which differs depending on the association, as well as any documents that the association may need and/or request.

    • ​We will attach all the required and requested documents in order for completing this process, the documents include:

      • The owners' signed and filled form.​​

      • A sketch, detailing the project.

      • A color form, where discusses the colors of the product being used and pictures of the product color and functionality.

      • The Notice of Acceptance, NOA, a paperwork package where states the engineered products are registered for installation along Florida, the installation instructions, and the functionality of it, including the engineered plans of the product, and wind category resistance.

        • All our product updated NOAs, are found scrolling down to the website footer on the product brands.​

  • We will request any documents and signatures from the owner(s) if the association requests them.

  • The time to finish this process depends on the speed at which the association process all the documents that are required for the product(s) approval, likely on the next association meeting, which schedules vary.

  • By law, they have up to 30 days to bring a response letter.

 

When to consider a building permit or HOA approval?

As part of our service, we bring our customers a free document package, backing up the security and functionality of our products, and installation, which the user can use for insurance reductions and other purposes.

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You must consider building permitting for commercial, high building installations, and full residential covering under a homeowners' association residence, for the installation of a large amount of units, and installations over the second floor.

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Homeowners' Associations: 

  • You must always ask for permitting approval to the HOA for visible changes in front of the property, and structural changes in the exterior of the property to avoid the risk of breaking the HOAs jurisdiction., and most important that you comply with product specifications, as most HOAs attach to.​​​

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Building permitting:

  • Storm Panels do not require building permitting.

  • For single and small units, there is no need for a building permit.

  • For single bigger standard units at the front of the property, you do not need a building permit.

  • For Terrace Closeups, you will only need building permitting, if there is need of using concrete in a long distance, to create a floor so that the units can be attached to the wall.

  • For big projects, you would rather get a building permit if the HOA demands it (Projects Over $5000.00).

    • Insurance will only need the Notice of Acceptance, which certifies the product, and pictures of the products, and the manufacturing stickers on the products,​​

Can my HOA Deny My Right to a Registered Hurricane Protection Product?

 

No. However, permits for hurricane protection may be delayed up to a 30 days, held until compliant demands are fulfilled, asking for resubmission review to meet installation standards proposed by each product, or be partially denied along the process, but never denied on its totality under invalid reasoning and with no concrete proofs leaving homeowners unprotected or limited to certain products over safety.

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Denying an application for the installation of compliant hurricane shutters approved by the FL DBPR possess several risks for a Homeowners' Associations (HOA). Primarily, it exposes the HOA to multiple legal challenges and loss of reputation, due to several precedent cases, such as Slater v. Palm Beach Towers Condominium Association, Inc. (1995), which as been reinforced over time, as homeowners have the right under Florida Statutes SB 4-D (2022), CS/HB 293 (2024), Statute 553.73(1)(a) (2018), and Statute 718.113(5)(d) (2024), to install any kind of hurricane protection that meets the Florida DBPR building code. Unreasonable total denial or expel of these kinds of products is seen as an immediate violation of these laws, leading to costly litigation and secured penalties. Additionally, by preventing homeowners from installing necessary protection or updating to a superior hurricane protection that fits their budget, the HOA can be held liable for any damages or injuries sustained during a storm due to the denial of compliant protection and security that is provided by law to homeowners, leading to a strong lack of reputation to this private institutions. This not only undermines the safety and well-being of residents, but also risks reputational damage to the HOA, exposing burdensome institutions to become liable to cover cost on all damages after a hurricane disaster, as openings containing non impact glass and due FBC procedures, non-covered areas with access to a ceiling, and non impact resistant doors at least to 3rd category winds, are the most vulnerable to suffer breakdown of wind weight pressures during a disaster of these magnitudes, compromising the overall property structure.

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If your hurricane shutters project was denied, there may be a few valid reasons, which must be clearly specified on the denial for resubmission. You, as a homeowner, must comply with the following specifications to proceed with installation once approved:

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  • Your HOA simply requested more details on your project, stated on the denial to reapply or amend, for clarification on resubmission, or reapplication, as they must have, by law, record of everything being processed to meet certain credible standards.

  • Your HOA main form had filling issues and needs resubmission. Maybe you missed some important details.

  • Your HOA states to resubmit with specific stated information, or documents, not previously included, but necessary to ensure compliance to Florida DBPR.

  • Your HOA demands other option of the available colors for your product and needs resubmission.

    • You may negotiate for other colors available, but most colors must match or harmonize to accent tone, opening frame color, or sometimes, blend to wall color.​

    • We offer the optional mix of these colors for framing and unit blades separately to maximize matching precision and bring the best output possible.

  • Your HOA may not be well-informed on the type of product you submitted for approval, even despite evidence presented, they may need visual information on functioning, and deployment, to bring alternative aesthetic options for installation and final product of the type the homeowner is applying for, without interfering with the mechanism of the shutters to install.

    • Have into account, the ARC department does not approve or denies applications directly, this is a decision taken from the board only. ARC Departments only reviews for compliance in documentation to share the board for approval.

    • Your HOA did not get a complete package of the documents expressed in the submission form, or may not be labeled as they suggested for record purposes, regardless of evident documentation.

    • The submitted documents may be incomplete or not sufficiently explanatory (visually or written).

    • They may not be familiar with the law and need an internal update of law compliant rules to CS/HB 293 (2024).

      • Proceed to share, through your selected company, the paperwork for all products and let your company share their credentials, to secure trust.​

      • Submit again your paperwork once your HOA, as your selected company credentials to secure trust of installation with the regulations they suggest for each product.​

  • Your HOA have not clearly understood how does the product units work regardless of the attached documents such as clear images and Florida Building Code plans (NOA), try to clarify this personally, not by call. Do not resubmit yet., as it can take up to 30 days by law. Submit once the submission is clear for them.​

    • The goal is to make a final inspection to be approved and certified for the intended use, hurricane protection, and install within hurricane season.

  • If the problem persists, resubmit with more visual and written evidence regarding color and functionality, be as visual and explanatory as possible.

  • Do not hesitate to find legal assistance, remember you are protected by Florida precedents, several laws stating your rights over private rules, and your security over aesthetics and bias is always the most important. Burdensome HOA are not prepared for his kind of dispute.

    • Repercussions for HOAs:
      When HOAs unreasonably deny homeowners the right to install approved hurricane protection, they risk legal challenges that can result in:

      • Arbitration or Court Orders: Mandating the approval of the requested installations.

      • Legal Costs: Associations may be required to cover legal fees and related expenses.

      • Reputational Damage: Such disputes can harm the association's relationship with residents and affect community cohesion.

 

Unreasonable denial of an application for installing hurricane shutters or other protective measures includes but is not limited to:

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  • Prohibiting Approved Devices: Denying the installation of hurricane protection devices that comply with the Florida Building Code (FBC) and are explicitly allowed by Florida Statute 720.304(4) and CS/HB 293 (2024).

  • Disproportionate Aesthetic Concerns: Rejecting the application based solely on aesthetic grounds without considering the safety benefits and without offering reasonable design alternatives.

  • Mandating Unaffordable Alternatives: Requiring homeowners to install significantly more expensive alternatives, such as impact windows over accordion shutters, for example, without considering the homeowner's budget constraints.

  • Mandating Inferior Products Over Superior Alternatives: Requiring homeowners to install significantly inferior products, such as Storm Panel types over Accordion Shutters, for example, without considering the benefits and functionality of the new desired product and overall safety and functionality during deployment.

  • Excessive Permitting Requirements: Imposing unnecessary and overly burdensome permit requirements or procedural hurdles that are not aligned with local building regulations or that go beyond what is necessary for ensuring safety and compliance, on the issuance of a common HOA permit approval process.

  • Failure to Provide Reasonable Resubmissions: Denying the application without providing clear, reasonable alternatives that meet both the HOA’s aesthetic standards and the homeowner’s safety needs.

  • Ignoring Safety and Practicality: Overlooking the practical benefits and safety features of the proposed hurricane protection measures, such as the ease of use, lower maintenance, and enhanced safety of the desired product compared to other inferior options.

  • Non-Compliance with State Law: Enforcing HOA rules that conflict with state laws, such as Florida Statute 720.304(4) and HB 293, which protect homeowners' rights to install compliant hurricane protection devices.

  • Discrimination or Inconsistency: Applying rules inconsistently or discriminatory, such as allowing some homeowners or areas to install certain types of shutters while denying others.

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By law, HOAs are enforced to meet these standards, and overlook for the homeowner's security over aesthetic bias.​

 

Now days, HOAs can better balance aesthetic concerns with the safety and rights of homeowners working along contractors and companies, such as update clear standards for installation with informed product functionality and possible FBC compliant installation procedures, as available colors for board matching decisions to opening frames, accent, or wall color, involving space coverage or encasement opening areas for each different type of product and each different type of house/property or property structure.

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"In truth, a flawless and stunning finish for every product is not just possible—it’s guaranteed when HOAs and contractors unite as one team, working in harmony toward excellence." – Jose Milanes, Joe Luis Interiors, 2017.

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Hurricane Protection Solutions & Blinds LLC, warranties a compliant finish in the aesthetic of installations for the best matching and appearance to maintain the aesthetic of the customer's neighborhood from the installation of all product units and all our distributed and manufacturing products. All our installers and general contractors are experienced and must comply with our standards for installation to meet aesthetic standards. All our products and installations comply with the U.S. and Florida State Law, Florida Building Code, and are approved by the Florida Department of Business and Professional Regulations.

Please find the credentials of our products, scrolling down the website, clicking to the product brands for more information.​

What to do if my HOA is overly burdensome or acting outside its authority?

If a homeowner finds their homeowners' association (HOA) to be overly burdensome or acting outside its authority, or presenting no compliant changes under the FBC and Florida Law regulations, there are the steps owners can take to escalate, report, and address these issues, or even get compensated for any hurricane related damages:

 

It is unlawful to prevent homeowners to get hurricane protected.

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HOAs can only have rules to adapt such products to their standards and cannot prioritize over the security of the homeowners, which most companies and individual installers will be more than welcome to follow and fix to meet standards if necessary.

 

If you applied and your HOA is denying your application with an undefined cause within a written response, follow next steps.
 

  1. ​Review the HOA Rules and the Florida Statutes, and compare.

    • Florida has laws to protect homeowners in cases where safety is a concern, including hurricane protection. In particular, CS/HB 293 (2024) addresses restrictions imposed by HOAs on hurricane shutters or other storm protection devices registered upon the DBPR.

    • Other laws include, but are not limited to:
      Florida Statutes       SB 4-D (2022), Statute 553.73(1)(a) (2018), and Statute 718.113(5)(d) (2024).

    • According to Florida law, an HOA may not prohibit the installation of hurricane shutters. However, the HOA may impose reasonable aesthetic guidelines (such as color) as long as they do not prevent the installation of shutters for safety reasons. The shutters must be made from DBPR-registered products for compliance.

    • Most companies will be more than glad to follow these requests.

    • All our hurricane protection products are DBPR registered and up to date.

  2. Try a second submission but better, and save their response in case of denial.

    • ​Do it as the following samples and drafts: We do this for our customers for free.

      • Attach: A Detailed Sketch, A Color and Function Summary, A Property Appraiser, and the whole NOA Package and Documents of the products you will install.​

  3. Internal HOA Procedures:

    • HOA Board: Start by addressing the issue directly with the HOA board. Often, HOAs have a formal complaint process outlined in their governing documents (CC&Rs, bylaws, rules and regulations).

    • Annual/Monthly Meetings: Raise the issue at the HOA’s annual or regular meetings, where other homeowners and board members are present.

  4. State or Local Agencies:

    • State Department of Consumer Affairs: Some states have a department or office that oversees homeowner associations and can take complaints. For example, in Florida, you can contact the Department of Business and Professional Regulation (DBPR), https://www.myfloridalicense.com/datamart/complaintDBPR.do.

    • Local Government: Sometimes local governments have offices or departments that handle disputes related to HOAs. Such as cities, or counties offices (Where your tax district is referred to).

  5. Legal Action:

    • ​Hire an Attorney: If the issue is severe and other steps have not resolved it, consulting with a lawyer who specializes in HOA law may be necessary. They can help you understand your rights and represent you in legal proceedings if needed, as well as to claim damages if you suffered from a disaster, and they failed on approval.

  6. Homeowners’ Advocacy Groups:

    • Non-Profit Organizations: There are various organizations that advocate for homeowners' rights and can offer advice, resources, and sometimes intervention in disputes with HOAs.

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For specific steps and resources in Florida, you might consider reaching out to the Florida Department of Business and Professional Regulation (DBPR) or a local consumer protection office.

Best Business Bureau, file a complaint:

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They will contact your HOA. Attach as much evidence as you can, including law citations.

 
 

What are the Homeowner's Rights for Hurricane Protection and the HOA Regulations Under the Law?

Overview:

Homeowners in Florida have the right to install hurricane protection measures such as shutters and impact windows that comply with applicable building codes. This document provides an overview of relevant Florida statutes, the interplay between state law and HOA regulations, and practical considerations for selecting and installing hurricane protection, with a focus on budget considerations.

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Florida Law on Hurricane Protection

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Florida Statute 718.113(5):

  • Grants homeowners the right to install hurricane shutters, impact windows, or other hurricane protection that complies with building codes.

  • Allows homeowners' associations (HOAs) to regulate the specifications for these installations (e.g., style, color, design), but not to prohibit them outright or mandate a specific type over another compliant option.

Florida Statute 553.73(1)(a):

  • Establishes the Florida Building Code, which sets forth uniform building standards to ensure the safety and welfare of the public. Hurricane protection measures must comply with these standards.

Florida Statute 627.0629(1):

  • Requires insurers to offer premium discounts for properties that will install approved hurricane protection devices. This incentivizes homeowners to upgrade their properties with compliant protective measures.

House Bill 293, Hurricane Protections for Homeowners' Associations:

  • This bill emphasizes that homeowners' associations cannot unreasonably restrict or prohibit the installation of compliant hurricane protection devices. It reinforces that aesthetic guidelines can be imposed, but must be reasonable and not overly burdensome.

  • Key Point: Any HOA rule that attempts to prohibit or unreasonably restrict compliant hurricane protection measures would be invalid, as state law takes precedence over HOA regulations.​

 

Key Points:

  1. Statutory Rights: Homeowners have the right to install compliant hurricane protection. Any HOA rule attempting to prohibit or restrict these rights would be invalid. (HB 293).

  2. Regulatory Authority: While the HOA can regulate aesthetics and installation methods, it cannot prohibit compliant options or force homeowners to choose a specific type over another. (Florida Statute 718.113(5)).

  3. Supremacy of State Law: State law takes precedence over HOA rules, ensuring that statutory rights cannot be overridden by private regulations. (Florida Statute 718.113(5), HB 293).

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Practical and Safety Considerations

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Accordion Shutters & Roll-Down Shutters:

  • Ease of Use: Permanently installed and operable from inside the home, reducing the risk of injury compared to installing heavy panels from the outside.

  • Low Maintenance: Requires minimal upkeep, typically periodic lubrication, compared to alternatives like aluminum panels that need handling, storage, and reinstallation.

  • Aesthetic Integration: Can blend with the home’s design, maintaining visual appeal.

Aluminum Panels:

  • Installation Difficulty: Panels can be heavy and difficult to install, especially on upper floors, posing safety risks for reinstallation by owners.

  • Maintenance and Storage: Require handling and storage between storms, increasing wear and tear.

  • Aesthetic Impact: Can be visually intrusive when deployed.

Inclusivity and Practicality:

  • Accordion shutters are practical for all residents, including those with physical limitations, and roll-down shutters can be set up manually or motorized with the house electricity (solar panel options now available), providing a safer and more flexible option.

 

Budget Considerations

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Homeowners may face budget constraints when selecting hurricane protection measures. It's important for homeowners' associations (HOAs) to consider these financial limitations and allow flexibility in choosing affordable options that still comply with building codes and aesthetic guidelines.

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Affordability:

  • Homeowners should have the flexibility to choose hurricane protection that fits their budget. For example, accordion shutters are significantly cheaper than impact windows but offer the same level of protection during hurricanes. HOAs cannot mandate the installation of expensive options like impact windows when more affordable alternatives like accordion shutters are available and compliant with building codes.

Financing Options:

  • Loans and Payment Plans:
    Many companies offer loans or payment plans specifically for home improvement projects, including the installation of hurricane shutters and other protection devices. This allows homeowners to spread out the cost over time, making it more manageable for those with limited budgets. Homeowners can explore various financing options to find one that best fits their financial situation. Importantly, HOAs cannot compel homeowners to undertake these financing measures, as doing so would be considered burdensome and unreasonable.

  • Government Programs:
    There may be local, state, or federal programs that provide financial assistance or incentives for installing hurricane protection. These programs can significantly reduce out-of-pocket expenses for homeowners. Homeowners should investigate available programs to take advantage of financial support that makes hurricane protection more affordable. Again, HOAs cannot force homeowners to apply for or rely on such programs, as this would impose undue financial pressure.

Insurance Premium Discounts:

  • Florida Statute 627.0629(1): This statute requires insurance companies to offer premium discounts for homes equipped with approved hurricane protection devices. Installing such devices not only enhances safety, but also results in long-term savings on insurance premiums.

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By considering these budgetary constraints, HOAs can create fair guidelines that allow homeowners to protect their homes without imposing financial hardship.

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Requesting Approval for Installation

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To proceed with the installation of hurricane shutters, homeowners should:

  1. Comply with the community's architectural guidelines, such as color and aesthetic.

  2. Obtain and complete the architectural modification form from the HOA.

  3. Ensure that the proposed installation complies with all relevant building codes and aesthetic guidelines set forth by the HOA. (Florida Statute 553.73(1)(a))

  4. Submit the form along with any stated required documentation to the HOA portal, email, or physical for approval.

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Conclusion:

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Homeowners in Florida are legally entitled to install hurricane protection measures that meet building codes, while HOAs can only regulate the aesthetics and installation standards with external permits. Practical considerations such as ease of use, maintenance, set-up safety, the proof of maintenance of the aesthetic, and budget constraints should always guide the choice of compliant hurricane protection products.

 
Building Permitting

What is a city or building permit?

  • Building permits, commonly known as city permits, are written authorizations issued by the building office from a city or county in order to perform a project related to structural changes in a property.

  • Building permits are required for construction or remodeling projects in order to ensure the safety of the project and its compliance (Florida Building Code).

  • The building permits are mostly applied for external changes or structural additions within a property to assure the quality and material of the installation for the desired purpose.​

Do you submit building permits?

Yes. However, our expertise is to advise all customers, as the property owners, on submitting the paperwork or ask a property owner listed on the corresponding county property appraiser, to facilitate on submitting it. 

 

Submitting as the owner will save time on approval, and increase the flexibility on paperwork. At the same time, we will bring you all the paperwork needed for your project in order to submit it to the respective online city portal or office building or help you submit it online. This way, you will only have to clear the city fees. You can contact your city to ask about a fee estimate for a "hurricane shutters, structural addition", submitted as the owner. Contact your representative to ask on the net project square footage estimation (net sq ft).

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On the other hand, if we do it as a company on your behalf, likely for commercial use, we take care of the whole dealing process for $500.00 that are charged apart from the project, as a company, our general contractor, a notary, and a mediator expert will manage this process in order to get your project approved.

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  • All you do is:

    • Sign in the necessary paperwork.

    • Assist at the notary once asked, as paperwork must be notarized for submission.

    • Have all requested paperwork and the given document package ready on the inspection date.

    • Wait for updates, as we deal in the whole process with the city and submit documents physically when needed and when requested.

    • Clear the building permit fees (Fees vary in all cities).

  • Such process is an addition to the contract of the project issued.​

  • If the establishment's owner decides to make any permit requested by the city on their own means, we will provide any required documents for its completion.

  • ​The process we facilitate, and all issuing fees charged by the city, are invoiced apart from the installation and manufacturing directly from the city to the owner.

  • The amount depends on the city where the establishment is located, and the fees the city charges must be clear by the owner to the city.

  • If your establishment is within a homeowner association jurisdiction, please contact them to ask about the city/building permit.​​​

Is it necessary to issue a building permit for hurricane protection products?

We advise on getting all necessary and requested permitting your HOA requires.

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  • As the property's homeowner, we can help you submit all paperwork for free by providing you all paperwork (Likely Residential).

  • Or, we can do all transactions on your behalf by a $500.00 fee + building office fee (Likely Commercial).

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However, it still remains your decision.

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Have into count the following:​​

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HPS & Blinds personnel will always follow the Florida Building Code rules for installing hurricane protection product units, as they are a permanent addition to an opening structure, such as a window, door, or other that apply.

 

Permits ensure that construction projects adhere to building codes and standards, guaranteeing the structural integrity and safety of the building. Skipping permits, under non-professional and inexperienced personnel, will lead to substandard workmanship, jeopardizing the quality of the project and potentially causing safety hazards or structural issues in the future.

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  • Under a homeowner association jurisdiction:

    • ​Many associations, such as homeowners' associations (HOAs) or community associations, have specific rules and regulations regarding construction projects within their jurisdiction. Not obtaining the necessary permits can violate these rules, leading to fines, penalties, or legal action by the association against the contractor or homeowner.

    • Such jurisdictions can lead to stop or postpone the installation process until clearing fines and obtaining the necessary permitting, requested by the respective HOA.

    • HOAs cannot stop you from protecting against hurricane winds, nor being burdensome, and additionally it is unlawful to prohibit it. However, you must install under their rules, such as matching colors, and be opened to alterations to comply to their visual standards.

      • We compromise to accomplish those standards, giving a clear look to your property an any type of jurisdiction.​

  • ​Insurance policies:

    • Insurance polices often require compliance with local building codes and regulations, to make sure your products are up for high level storms or natural disasters.

      • Insurance companies, just require pictures previous and after the installation, the certificate of your products (your product units' label), plus the Notice of Acceptance, a public record located at Florida's Department of Business and Professional Regulation, which we provide on the final package we give once the installation is done and the final inspection is approved. 

      • All our products are correctly labeled and approved by the Florida Building Code and regulations, and NAMI tested​.

  • ​Delay and Disruption:

    • Without permits, construction work can be halted or delayed by the local authorities, where sanctions may apply inside HOAs, if stated upon their ARC form. and rules.​

Hurricane Protection Products:

FAQs - Couty regulations on hurricane protecion products
Products

Where can shutters be installed?

Where can shtters be installed?

  • They are normally installed at low-height buildings (1-6 floors), balconies, rooftops, and any other site where you can close them easily and with no risks. For higher buildings and windows that cannot be opened at a high level, impact windows or electric roll down shutters are better options.

  • Panels can be installed from the first to the second floor.

  • Roll Down Shutters from the first floor and ahead, ideal for commercial establishments.

  • Accordion Shutters from the first floor and ahead as long as it can be operated with no risks.

  • Accordion shutters, panels, and roll-down shutters can be installed over bars, making what we call a build-out. It will increase its cost due to material, and labor.

  • If the bars have enough space, the accordion shutter can be installed inside the bars.
    If the client prefers, we can remove the bars, which have a lower cost than the built-out to retire the bars.

  • In some cases, for storm panels and roll-down shutters, it may be necessary to remove the bars, and it is as well the most advisable option due to labor, cost, and materials.

  • Accordion shutters can be installed at garages, transforming the lower track into a bump (It is cars' wheels safe).

  • On the other hand, we can install the lower track of a garage door entrance, so that it is part of the floor making what we call a built-in track. It increases the cost due to installation labor.

  • Build-in tracks are also advisable for main entrances or long openings such as sliding doors or terrace-alike structures. On the other hand, lower tracks can be removable, which means that they can be stored and screwed back on the floor.

  • At close coast locations with a prepared aluminum alloy for salty weather.

Will the lower track be an obstacle on entrances?

 

No.

The lower track can be installed so that it is removable or installed as part of the floor, there are also walkover tracks.

  • The best option will be performed for installation, depending on the installation site and circumstances.​​

In what side do you place the accordion shutter's locker?

FAQs - Locker placement

  • Accordion shutters can be locked from the inside, outside, or both sides.

    • Locks only apply for accordion shutters and roller shutter options.

    • Locks are strategically located by our installation team.

    • If placed inside the accordion mechanism, the user simply needs to open the window and close the accordion shutter and lock it.

    • The Florida Building Code require at least two openings to be opened from the inside in the possibility of an emergency (Including the Garage Door).

    • Locks installed inside the device mechanism do not require a key to be used.

      • You can open it similar as if you had a key.​

    • Higher than the first floor, locks are required inside the accordion mechanism.

    • For doors, sliding doors, and similar openings, there is a type of lock that can be used from both sides.

  • Accordion shutter locks can be placed along the blade height and joints structure.​

    • The placement depends on how the opening unit opens.

      • The accordion lock is going to be located where you can reach it comfortably. The fastest and easiest way the user could manipulate the accordion mechanism. For example:

        • If a window opens from the bottom side, it will be placed in the lower section of the structure.

        • If a window opens from either side, it will be placed on that section of the structure.

My shutters became noisy! What should I do now?

FAQs - Accordon shtters noice?

  • Retracted blades by their own will slide along the rails, causing noise due to the passing wind.

    • Make sure to place the stoppers, clips, or band, after each use.

    • Make sure the stoppers or clips and close to the blades as much as possible, and the blades are tight enough.

    • Contact us if there are lost stoppers or clippers to replace them.

      • All Clippers and Stoppers are standard, so any other should work properly if gotten from a verified home improvement retailer store (Such as Lowes, or Home Depot).​

  • ​This could also mean the unit is in the need of maintenance.

    • It normally happens due to lack of care and attention.

    • Be aware that lack of maintenance can void our given warranty.

  • On the other hand, If a unit still sounds too much, you may need further assistance.

    • Contact your manufacturer.​

Why to contract your company and not installing the storm panels by myself?

At least it is for a single story with standard unit measures or some small units;

contracting a company to install storm panels has several advantages over attempting to do it yourself.

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Overall, while there may be a cost associated with hiring professionals for installation, which is normally based on square footage for some dollars, the benefits in terms of expertise, efficiency, safety, and peace of mind make it a worthwhile investment for many homeowners and property managers.

​

Here are some reasons:

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  • Professional Expertise: As specialists in installation of hurricane protection products, we have trained professionals with the expertise to ensure proper installation. They understand the nuances of different panel types and installation requirements, as well as seeking the requisites under the Florida Building Code for safety and correct installation. They are prepared to face the physical effort and provide master skills it conveys to make this sort of projects.

  • Hurricane Proof Certified: Our panels are hurricane proof certified, be aware of similar products that will not protect you from over third category hurricane wind disasters and are not Florida Registered nor tested.

  • Efficiency: Professional installers are experienced and efficient, completing the installation quickly and accurately. This can save you time and effort compared to doing it yourself.

  • Quality Installation: As a specialized and experienced company, we have access to high-quality materials and tools, ensuring that the storm panels are installed securely. This helps in providing better protection against storms and other adverse weather conditions while using our products.

  • Safety: Storm panel installation can involve working at heights or in challenging conditions. Professionals are trained to follow safety protocols, reducing the risk of accidents or injuries during the installation process, and roper manipulation of devices and equipment.

  • Code Compliance: Even though storm shutters do not require city permitting as a last source of protection, all our professional installers are familiar with local building codes and regulations. They will ensure that the installation meets all necessary standards, preventing potential legal and safety issues in the future regarding the structure where they are installed, using the necessary equipment and product adaptations the opening may involve.

  • Warranty and Insurance: Our services provide warranties. If any issues arise post-installation, we can address them promptly. Additionally, we carry our insurance, providing coverage in case of any accidental damage during the installation. Something you don't want to cover under your own risk.

  • Customization: Our professionals can assess your specific needs and customize the installation accordingly. This ensures that the storm panels are fitted to your home/building openings correctly, providing optimal protection and fit the building code standards and regulations.

  • Time and Convenience: In general, hiring a company saves you the time and hassle of sourcing materials, figuring out the installation process, and dealing with any unforeseen challenges. It provides a hassle-free solution for storm protection.

 

On the other hand, there it is nothing wrong with doing it yourself, you may save money if you got the skill, but it will require a certain level of DIY experience, time commitment, and attention to detail, and the lost of warranty on parts and labor if you are not a dealer or if you commit errors.

If you choose to install storm panels, or other products on your own, consider the following:

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  • Skill Set: DIY installation demands a basic understanding of construction and carpentry skills. You should be comfortable using tools and following precise measurements and dimensions to ensure a secure fit. Remember, not all walls are made of the same material. Look for the correct anchors and follow he DBPR Installation instructions.

    • Some home improvement retailers, can provide detailed tutorial videos on how to proceed correctly.​

  • Time and Patience: Installing storm panels can be time-consuming, especially if you're not experienced. It may take longer to complete the project, potentially leaving your property vulnerable to storms during the installation process. Some HOAs are restrictive and may stop you installing before season starts or until a weather emergency arrives.

  • Learning Curve: If you haven't installed storm panels before, there will be a learning curve. You'll need to educate yourself on the installation process, best practices, and potential challenges that may arise for custom needs.

  • Tool and Material Acquisition: You'll need to acquire the necessary tools and materials for the installation, which may involve additional costs and time spent researching the right products for your specific needs.

  • Safety Concerns: DIY projects can pose safety risks, especially if they involve working at heights or with heavy materials. It's crucial to prioritize safety, use proper protective gear, and take necessary precautions.

  • Potential for Mistakes: Without professional guidance, there's a higher likelihood of making mistakes during the installation. These errors could compromise the effectiveness of the storm panels or compromise the structure strength security compliance.

  • No Professional Warranty: Unlike hiring a professional company, DIY installations typically don't come with a warranty. If issues arise later, you may need to invest additional time and resources to address them.

  • Code Compliance Challenges: Meeting local building codes and regulations may be challenging without professional knowledge. Non-compliance could result in safety hazards and potential legal implications.

  • Get an easy setup: Our storm panels are secured with an easy season setup to only place on the top track and screw on the lower track, so that you can skip the long process and place them when a weather hazard approaches, on the other hand you can opt for accordion shutters, that are more accessible than impact windows, also avoiding saving the panel blades before each season, and you will have to simply to slide and lock, and oil twice a year, with a 10-year warranty in labor and parts.

FAQs - Panels

Galvanized or Aluminum Panels?

Choosing between aluminum and galvanized panels or shutters ultimately depends on the specific environmental conditions and the level of maintenance you are willing to undertake.

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Aluminum: is lightweight, resistant to rust, and naturally forms a protective oxide layer, which helps prevent corrosion. It is an excellent choice for coastal areas, provided it is properly protected, such as with powder coating, to guard against saltwater corrosion. However, aluminum can still be affected by galvanic corrosion in saltwater environments, so maintenance and protective coatings are necessary to ensure its longevity.

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Galvanized Steel: on the other hand, is coated with a layer of zinc, offering excellent resistance to rust and corrosion. The zinc coating protects the underlying steel, making it a durable choice for areas with high moisture or salt exposure. Galvanized panels generally require less frequent maintenance than aluminum, especially in areas without extreme corrosive conditions.

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Verdict: If you're in a coastal or marine environment and require low maintenance, galvanized steel may be the better option due to its strong resistance to corrosion and long-lasting protective zinc coating. However, if you prefer a lighter material with a natural resistance to corrosion, aluminum can also perform well, especially when enhanced with additional protective coatings to prevent the effects of saltwater and galvanic corrosion. Both materials can be effective, but proper maintenance and protective measures are key to their long-term performance.

Which panels should I use at the coast?

 

​Zinc-aluminum alloy provides corrosion resistance, which is coated with a very thin layer of zinc.

However, even with today's advanced chemistry, the zinc-aluminum alloy is not enough to protect against the harsh environment of a salty sea breeze for the very long term. In these cases, the best products are, impact windows, impact doors, and accordion shutters, which have an extruded aluminum paint layer, will help on keeping a long-lasting product.

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*Plywood is not an effective alternative, warns IIBHS, and should only be used as a last resource, A “better than nothing” line of caution.

General Questions

Can I choose the color/design I want for my product?

It depends on the owners' rights over the property:

  • If you are not in an organization that requires HOA, it is the customer who will choose the available colors the company has on hand.

  • If you own a property within an HOA organization, it depends on their permission and the area where your establishment is located. 

  • In an HOA, apart from the color, the design is normally selected by the owner and not the organization.

FAQs - Color/Design

I would like a custom color on my product, do you have that option?

Outstanding sample colors and designs availability depends on:

  • Within hurricane protection products, this decision may depend on if the establishment is linked to an association and its rules to be a possible option.

  • If there is the possibility that a manufacturer has that particular color out of any company samples, you may have a unique color/design to choose from.

  • Additionally, have in mind that due to labor and manufacturing, it will have an impact on the order's price.

What does the construction term "opening" mean?

 *Opening:

       I.    The structure component where the product is going to be installed. 

       II.  Referred from the phrase "Open Construction" where a building component is manufactured in such a way that all portions can be readily inspected at the installation site without disassembly or destruction.

For example: 

  • Any kind of structure where a window or entrance door is located (Not the window or the door, just the location). 

  • Any kind of construction such as balconies, terraces, or other kind of similar structures are considered "Openings" as well.

How many times will you check the measures?

FAQs - Opening meaning
FAQs - Measures

As a good practice and to assure quality service, two times.

  • We want to assure all measures are correct for the issuance of any order and project.

  • First time: A seller will visit you, so we can give an estimated price including labor, taxes, permit, etc.

    • Those measures are taken to get them adjusted to the product you are asking for, which means your product final measures will never be the same ones as the ones your openings have.

  • Second time:​​​​

    • After singing the respective agreement, a knowledgeable installer associate retakes the measures of all the openings, so that there are any issues at the moment the product is being built, with enough margin to make in-site adaptations when needed.

    • Rarely, if a space is too complex, the seller may need advice of a contractor or installer.

Why do the measures taken are bigger than my openings?

  • For safety reasons:

    • As a matter of fact, all hurricane protection products, need to be wider in order to be attached to the wall on the establishment's exterior of the correspondent opening to avoid accidents during emergencies while the unit products are not in use.

      • The Department of Business, and Professional Regulations and the Florida Building Code, state to install these kinds of products over a specific distance from the opening frame and trimming.​

  • Esthetic reasons.

    • In order to provide a high quality installation, the products must not interfere with the inner side of the openings, ending in an esthetic frame shape, matching the borders as needed.​

  • Accordion Shutters:

    • ​In order for your products to be safe, they need additional space on their upper, bottom, left, and right sides to let a view free of obstacles without losing vision when the mechanism is not being used

    • The accordion blades mechanism need more space at its left and right sides so that they can extend when needed.

    • Depending on the weight, it needs more space at a height, so the screws are installed on the wall far from the opening edges, avoiding over time cracks.

    • The space given will always depend on the opening size and locker location.

  • Roll Down Shutters:

    • ​In order for your products to be safe, they need additional space on their upper, bottom, left, and right sides to let a view free of obstacles without losing vision when the mechanism is not being used.

    • The roll down needs space at the upper side, where the roll of blades and motor (if electric) is stored until be needed, and at the bottom and sides for the rails free rolling as well to get a secure lock.

  • Aluminum Panels:

    • ​All panel types have tracks, which take space at the upper and bottom side of the opening that allows making an easier and safer installation.

  • In general, these kinds of products need a wide space where the pressure of the projectile applied to it is spread, stopping the projectile to burst through the opening, avoiding high wind pressures to enter the establishment.

  • For more related information: https://www.cga.ct.gov/2006/rpt/2006-r-0645.htm.

 

Are your shutters installed inside or outside?

FAQs - Inside Mount

  • Shutters for hurricane protection are exterior wall mounting products.

    • Proceeding installing for exterior wall mounting, as interior wall mounting products will endanger the lives of those who attempt to take shelter during a hurricane disaster.​

  • Our hurricane protection products are strictly exterior wall mounting structures, which means they have to be installed outside the opening and around the opening, on the wall, not interfering with the window, door, or any other structure installed within the opening, and installed according to the mechanism they are built, with the requested method they must be installed to accomplish the Florida Building Code rules of safety regulations.

  • Such a fact must be backed up with a Notice of Acceptance (A DBPR Registry), stating that your products are up to the task and ready to be used at any moment.

  • Accordion shutters, roll-down shutters, panels, between others, are designed for exterior usage only and cannot be installed at the interior side of any opening that contain an exposed structure.

  • Be aware of scams and wrong procedures. Avoid interior mounting shutters for hurricane protection to protect an existing structure, such as a glass window, or any other applicable structure.

    • Just ask your selves, what about the window/door. Is it still exposed to harsh weather?

    • Interior mounting products are merely decorative, and do not represent a valid protection as windows and entrances get exposed to the high air velocities during hurricane level disasters.​

      • This is different from installing, by exception, on the exterior within the opening frame, due to the opening structure difficulties, or installing in the interior of an opening with no structure in between, such as terraces, a lanay, or others that apply.

Do aluminum shutters resist the coast's salty wind?

FAQs - Salty Wind

Yes. Our shutters are coated for such weather conditions.

 

Aluminum shutters are commonly coated to withstand harsh environmental conditions, including exposure to sea salt.

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  • Rust is a type of corrosion, typically associated with iron and steel, which results from oxidation.

  • Corrosion is the broader process through which various materials, both metals and non-metals, degrade due to chemical reactions with their environment, often involving oxygen and moisture.

  • Rust specifically refers to the oxidation of iron or steel when exposed to air and water. However, aluminum doesn’t rust in the same way, but it can still undergo corrosion.

  • When aluminum is exposed to extreme acidic or alkaline conditions, outside the pH range of 4 to 9, it can experience rapid degradation, often manifesting as pitting. Bases tend to accelerate this breakdown more quickly than acids.

  • While saltwater can indeed corrode aluminum, it does not mean aluminum is unsuitable for marine environments. However, it requires proper care and protection. The corrosion that occurs in the presence of saltwater is known as galvanic corrosion, for which galvanized panels, for example, are most likely to resist salinity weather.

  • One of aluminum's natural defenses against corrosion is the formation of a thin layer of aluminum oxide on its surface. This oxide layer acts as a protective barrier, inhibiting further corrosion. However, sea salt is extremely corrosive and can cause the aluminum oxide layer to break down more quickly, leading to damage.

  • When salt air or saltwater comes into contact with aluminum, it can result in the formation of a chalky, white coating (aluminum oxide) and can also lead to pitting, which detracts from the material’s appearance and integrity.

  • Fortunately, there are effective ways to protect aluminum from saltwater-induced corrosion. One such method is the application of powder coating, which can create an additional protective layer, shielding the aluminum from environmental damage.

Which kind of shutters need maintenance?

All of them, every six months (twice a year); before and after hurricane season.

  • Avoiding proper maintenance will damage the joints of any kind of product, regardless of the brand, which will have a long-term impact on the units, affecting its warranty, and finally, your safety.

    • Even windows need to be clean and oiled from time to time.​

    • If your shutters are damaged due to lack of maintenance, your warranty is voided.

FAQs - Maitenance

How to give maintenance to my hurricane protection products?

  • Wait for a sunny day.

  • Using a hose or some gloves, clean the rails, so that they close with no obstacles, and let it dray.

  • Make sure to apply silicon spray lubricant where needed, as wheels, rails, and joints, so that they move fluently and produce less moving sound. 

  • For accordion shutters, contact us in case you have lost any rail stoppers.

  • For panels, make sure you have all the thumbscrews ready.

  • If you have lost some thumbscrews, contact us for better support, or bring a sample to your closest hardware store.

  • Additionally, save a photo and record the size of one of the thumbscrews, so you can find similar ones at any hardware store during an emergency at any moment.

Hurrcane Distaster Approaches
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